Disability Recurrence clause

Disability Insurance
1

Hello,

I am attempting to go back to work after 6 years of LTD. Its with a different employer from the one which i use to work for when disability happened. What are the specific questions i should be asking about recurrence clause. I am still afraid that injury might recur. My doc and physio has supported me to go to work. insurance confirmed that i have 6 months period for recurrence (with different employer to return to work for) after i start working. @David_Brannen would love to hear your thoughts on to what other questions i should be asking them. Thanks in advance

1 Like
2

Ask what you will need to prove the disability is a recurrence.

What are the odds you would have a recurrence after 6 months?

3

i have a strong probability that it might happen again