I don’t think so since it is for the time you worked.
Be upfront with the insurance company though.
If they think should get the money then ask to see where in your policy it says they should.
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You need that unless you expect to go back to work.
I think depends. There are policies that would take severance into account. It depends on your policy and how the severance is worded or paid out. Is it straight severance for years service or it is also bonus or pension or stocks. What period is payment covering for, what is monthly severance or is it pump sum. So many factors. I suggest speaking with law firm that does both disability and employment law. I think resolute does both if disability involved but not sure so ask David. It’s better to go to one place or else the left foot wont know what right food does and might get wrong result. Might bot have any issues but if any details need to or can still be sorted out probably worth asking lawyer even if they can give you basic free advice.
Severance Payment - there is a possibility that your LTD insurer can offset some or all of this payment. You need to advise them of the payment and see what position they take on deduction. You can also get your own legal advice on this. It will depend on the structure of the severance payment, the time period it covers, and what it says in your LTD insurance policy.
Pension Money from Previous Job - You should seek advice form a certified financial planner on that one.
CPP Disability - if you have been denied twice, consider reaching out to us or another CPP disability representative to see about getting that claim approved. Not being approved for CPP disability will have a negative impact on your eventual CPP Retirement payments.
Disability Lawyer with Resolute Legal
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