One appeal left for STD with Manulife expiring March 26, 2018

One appeal left for STD with Manulife which is expiring March 26 2018. I can ask for an extension, my question is, should I say I need an extension to consult with a lawyer? Please advise

Time is ticking… Call Resolute directly and ask them for a free constul. 1-888-480-9050

It depends on whether this deadline to appeal is also the deadline by which you have to file a lawsuit. If it is just a deadline for an internal appeal, then they will often give extensions…however, if this is the deadline to file a lawsuit than it is set in stone. You need to be absolutely sure because missing the deadline to sue them will mean you lose all rights.


David Brannen

Disability Lawyer with Resolute Legal

The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.

My claim was started Jan 6 of this year, I have been without a wage for over 2 months and I have appealed but was turned down. I have one appeal left, how much time for a law suit? I worry that my condition could turn into long term disability. Should I mention in my appeal request that I am consulting a lawyer, because it seems like my best bet

:high_heel:

In a situation like this you are not running up against deadlines for lawsuits. Those will generally apply at the 1-2 years form the last day you were paid disability benefits or the date disability payments were supposed to start. The only exception would be if a person filed a late application for LTD benefits, but it doesn’t sound like that is the case.

I think you should just ask for more time to get information into them. If they refuse this reasonable reuquest then you know they were never going to consider you appeal in good faith anyways and you may be stuck suing them. I won’t help you to mention consulting a lawyer at this point, in my opinion. Better to have them allow you reasonable time to get the information in. If you can give them a timeline that is what you need to do.


David Brannen

Disability Lawyer with Resolute Legal

The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.