Thanks for the heads-up. I looked into the website Bankruptcy.ca and there’s an office here in my city so I’ll be calling them to see what they can do for us. Thank you for that! I’m also looking into EI Sick Benefits. My group insurer stopped my LTD payments almost a year ago so I’m not sure I would qualify or not from EI but it won’t hurt to call them and find out for sure if I explain my situation. I didn’t even know it was available until I started doing research on Employment Law.