# Trying to work while on STD

**URL:** <https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623>\
**Category:** Uncategorized\
**Created:** [October 18, 2024, 8:20pm UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623 "2024-10-18T20:20:23Z")\
**Posts on this page:** 9\
**Page:** 1

<div class="post-metadata">

**Author:** ![Paul6](https://avatars.discourse-cdn.com/v4/letter/p/ee7513/32.png) [@Paul6](https://forum.resolutelegal.ca/u/Paul6)\
**Post date:** [October 18, 2024, 8:20pm UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/1 "2024-10-18T20:20:23Z")

</div>

Hello, I went on STD after a medical discharge due to PTSD. I was approved for benefits and I tried to work in two different jobs, the first full time and unable to do that I tried a part time job, the total time in the jobs once my benefits started was 5 months. I claimed all income. I had to stop all work as I was unable to continue due to my condition so stopped and remain on STD. My question is have I made things more complicated for myself when I reach the 2 year mark and apply for LTD?

---

<div class="post-metadata">

**Author:** ![Buckets365](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/buckets365/32/592_2.png) [@Buckets365](https://forum.resolutelegal.ca/u/Buckets365)\
**Post date:** [October 19, 2024, 12:54am UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/2 "2024-10-19T00:54:14Z")

</div>

Your STD program is 2 years long? I’ve only heard of STD plans up to 6 months, and then you move to LTD? In my case my LTD kicked in after 3 months on STD.

---

<div class="post-metadata">

**Author:** ![Paul6](https://avatars.discourse-cdn.com/v4/letter/p/ee7513/32.png) [@Paul6](https://forum.resolutelegal.ca/u/Paul6)\
**Post date:** [October 19, 2024, 1:11am UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/3 "2024-10-19T01:11:43Z")

</div>

Yes. 2 years STD then transition to LTD. That said, definition changes and will no doubt require new medical info.

---

<div class="post-metadata">

**Author:** ![Buckets365](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/buckets365/32/592_2.png) [@Buckets365](https://forum.resolutelegal.ca/u/Buckets365)\
**Post date:** [October 19, 2024, 1:47am UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/4 "2024-10-19T01:47:24Z")

</div>

Wow, 2 years of STD…that’s a first for me to hear. Does the employer pay you for the 2 years of STD before moving to LTD with the insurance company? Just so I am clear, you are 2 years on STD, then 2 years own occupation LTD, then move to any occupation LTD?

No, I don’t think you’ve complicated things by trying to get back to work. If anything, it makes your case to go onto LTD that much stronger.

---

<div class="post-metadata">

**Author:** ![Paul6](https://avatars.discourse-cdn.com/v4/letter/p/ee7513/32.png) [@Paul6](https://forum.resolutelegal.ca/u/Paul6)\
**Post date:** [October 19, 2024, 2:20am UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/5 "2024-10-19T02:20:53Z")

</div>

Canada Life covers the STD. At the 2 year mark the definition of disabled changes at which time I will have to get new forms completed by the docs and then get approved for LTD which covers until 65. That’s all I really know about the process.

---

<div class="post-metadata">

**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\
**Post date:** [October 19, 2024, 11:08pm UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/6 "2024-10-19T23:08:45Z")

</div>

I am guessing that you work for a large employer that self-insures and gets Canada Life to manage it for them?

---

<div class="post-metadata">

**Author:** ![Paul6](https://avatars.discourse-cdn.com/v4/letter/p/ee7513/32.png) [@Paul6](https://forum.resolutelegal.ca/u/Paul6)\
**Post date:** [October 19, 2024, 11:35pm UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/7 "2024-10-19T23:35:56Z")

</div>

That is correct. Was concerned my efforts to try a different career may come back to bite me.

---

<div class="post-metadata">

**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [January 5, 2025, 10:54pm UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/8 "2025-01-05T22:54:23Z")

</div>

> [@Paul6](#):
>
> Yes. 2 years STD then transition to LTD.

I think you’re confusing STD with LTD before the change of definition.

---

<div class="post-metadata">

**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [January 5, 2025, 10:56pm UTC](https://forum.resolutelegal.ca/t/trying-to-work-while-on-std/4623/9 "2025-01-05T22:56:23Z")

</div>

> [@Paul6](#):
>
> Was concerned my efforts to try a different career may come back to bite me.

I think it’ll help to try and fail.
