# Question regarding job change while on medical return to work plan **URL:** \ **Category:** Disability Insurance\ **Created:** [March 21, 2017, 2:00am UTC](https://forum.resolutelegal.ca/t/question-regarding-job-change-while-on-medical-return-to-work-plan/116 "2017-03-21T02:00:52Z")\ **Posts on this page:** 5\ **Page:** 1
**Author:** ![Kirsten](https://avatars.discourse-cdn.com/v4/letter/k/ba8739/32.png) [@Kirsten](https://forum.resolutelegal.ca/u/Kirsten)\ **Post date:** [March 21, 2017, 2:00am UTC](https://forum.resolutelegal.ca/t/question-regarding-job-change-while-on-medical-return-to-work-plan/116/1 "2017-03-21T02:00:52Z")
If you are on a return to work plan at your current job but are offered a job with a different employer, is it advisable to take it. The reason I ask is that the insurance company and current employer are making it a living hell but there is a great benefits plan and I worry that if I reinjury or twig the previous injury it may not be covered by new benefits. Any help appreciated. Thank you ---
**Author:** ![David\_Brannen](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/david_brannen/32/2_2.png) [@David\_Brannen](https://forum.resolutelegal.ca/u/David_Brannen)\ **Post date:** [March 21, 2017, 8:46am UTC](https://forum.resolutelegal.ca/t/question-regarding-job-change-while-on-medical-return-to-work-plan/116/2 "2017-03-21T08:46:16Z")
You can always change jobs. Your current LTD claim is not tied to your current employment. If you have a relapse after going with new employer then you could re start your current LTD claim if you are still in the covered relapse period set out in your Policy (usually 4-6 months). However, there are some LTD Policies that only allow the recurrence period if you return to the original employer. This is something to check in your group benefits plan. The downside of changing jobs is that once you pass relapse period for current claim you may not qualify to make new claim under new employer LTD plan until you have worked continuously for a year or two. ---
**Author:** ![changeforthebetter](https://avatars.discourse-cdn.com/v4/letter/c/9d8465/32.png) [@changeforthebetter](https://forum.resolutelegal.ca/u/changeforthebetter)\ **Post date:** [June 26, 2024, 12:22am UTC](https://forum.resolutelegal.ca/t/question-regarding-job-change-while-on-medical-return-to-work-plan/116/3 "2024-06-26T00:22:51Z")
Thank you - this is helpful. Is this information dependent on the insurer (and their wordings)? Is your second premise based on a “pre-existing” conditions clause of sorts? Doesn’t the new insurer need to “work” together with the new employer? I assume the new employer is under no obligation to make any accommodations? ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [July 8, 2025, 9:00pm UTC](https://forum.resolutelegal.ca/t/question-regarding-job-change-while-on-medical-return-to-work-plan/116/4 "2025-07-08T21:00:23Z")
> [@changeforthebetter](#): > > Is this information dependent on the insurer (and their wordings)? Is your second premise based on a “pre-existing” conditions clause of sorts? Oops, replied to something old. 🙂 I think some employers don’t cover pre-existing conditions at all. My former large employer did and didn’t say after how long I had worked but I think it was 2 years. I didn’t need it until after 5 years so that time limit didn’t matter. If they had refused covering a pre-existing condition then I would have no coverage. Sorry for rambling. Bottom line is _I_ would be really careful about taking any jobs because I will always have a pre-existing condition. ---
**Author:** ![David\_Brannen](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/david_brannen/32/2_2.png) [@David\_Brannen](https://forum.resolutelegal.ca/u/David_Brannen)\ **Post date:** [July 9, 2025, 7:22pm UTC](https://forum.resolutelegal.ca/t/question-regarding-job-change-while-on-medical-return-to-work-plan/116/5 "2025-07-09T19:22:54Z")
> [@changeforthebetter](#): > > Is this information dependent on the insurer (and their wordings)? Is your second premise based on a “pre-existing” conditions clause of sorts? > > Doesn’t the new insurer need to “work” together with the new employer? I assume the new employer is under no obligation to make any accommodations? I am late answering this by several years, but here we go. For the first part, yes, my premise is based on the pre-existing condition wording in the new group policy. For the second part, the insurer has limited obligations to work with any employer, including a new employer. Their only obligations are what is specified in the policy, and it is usually very open ended for them to decide. The new employer is obligated to make accommodations if they hire you. Once you are an employee, they have the obligation to accommodate the employee to the point of undue hardship. * * * **David Brannen** Disability Lawyer with Resolute Legal The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please [click here](https://www.resolutelegal.ca/free-consultation/) to request a free consultation **or call toll free 1-877-917-7050 to speak with a member with our disability claim support team.**