# Permanent Long Term Disability Currently on CPPD and LTD 2 years

**URL:** <https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677>\
**Category:** Disability Insurance\
**Created:** [September 30, 2026, 10:01pm UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677 "2026-09-30T22:01:52Z")\
**Posts on this page:** 8\
**Page:** 1

<div class="post-metadata">

**Author:** ![InRecovery](https://avatars.discourse-cdn.com/v4/letter/i/a4c791/32.png) [@InRecovery](https://forum.resolutelegal.ca/u/InRecovery)\
**Post date:** [September 30, 2026, 10:01pm UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677/1 "2026-09-30T22:01:52Z")

</div>

Hi everyone would like to ask a question in this group.

I have been on CPPD and Long Term Disability thru Manulife 2 years ltd and 1 year CPPD, I am considered Permanent Status now, I received a phone call yesterday and she asked a few questions if im on treatment which I am daiIy and if if i have any other sort of income all handled well. I am now considered annual phone calls only and a health form update in October 2027.

Is this what some of you have experienced as well ? health form updates, annual phone calls ? Is this the Protocol for those in the Permanent Category ?

---

<div class="post-metadata">

**Author:** ![Amethyst](https://avatars.discourse-cdn.com/v4/letter/a/919ad9/32.png) [@Amethyst](https://forum.resolutelegal.ca/u/Amethyst)\
**Post date:** [October 1, 2026, 2:56pm UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677/2 "2026-10-01T14:56:56Z")

</div>

On ltd with ML since 2019.

After CoD, year one - dr. completed form; year two - self completed form; repeat, until last year when I was asked to take a phone call.

I requested to complete the form again instead of phone call.

HTH

---

<div class="post-metadata">

**Author:** ![InRecovery](https://avatars.discourse-cdn.com/v4/letter/i/a4c791/32.png) [@InRecovery](https://forum.resolutelegal.ca/u/InRecovery)\
**Post date:** [October 1, 2026, 3:18pm UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677/3 "2026-10-01T15:18:37Z")

</div>

Thank you for your reply I appreciate it yes manulife did a phone call this year and then next year just forms I prefer forms as well

---

<div class="post-metadata">

**Author:** ![bio29](https://avatars.discourse-cdn.com/v4/letter/b/7feea3/32.png) [@bio29](https://forum.resolutelegal.ca/u/bio29)\
**Post date:** [October 1, 2026, 3:56pm UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677/4 "2026-10-01T15:56:35Z")

</div>

Also with ML about a decade in and sometimes a call sometimes a form and sometimes nothing, but unlike you both I prefer the call because then I don’t have to bother my doctor lol. I’ve never had them send a form for me only without asking my dr to fill a form.

---

<div class="post-metadata">

**Author:** ![InRecovery](https://avatars.discourse-cdn.com/v4/letter/i/a4c791/32.png) [@InRecovery](https://forum.resolutelegal.ca/u/InRecovery)\
**Post date:** [October 1, 2026, 4:14pm UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677/5 "2026-10-01T16:14:44Z")

</div>

ahhh I see where you are coming from, I don’t want to bother my dr either although he is great … and I had the phone call a few days ago and it was fine and they mentioned forms to fill out for next year by my dr. thank you for the reply…

---

<div class="post-metadata">

**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\
**Post date:** [October 1, 2026, 5:15pm UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677/6 "2026-10-01T17:15:20Z")

</div>

My forms have slowed down a lot. I try to reduce the strain on my doctor by completing as much of the form as I can myself, marking questions I need help with with a post-it note, then book an appointment with my doctor to finish the form together.

---

<div class="post-metadata">

**Author:** ![InRecovery](https://avatars.discourse-cdn.com/v4/letter/i/a4c791/32.png) [@InRecovery](https://forum.resolutelegal.ca/u/InRecovery)\
**Post date:** [October 1, 2026, 5:42pm UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677/7 "2026-10-01T17:42:55Z")

</div>

thank you so much for the reply this helps me alot when next year rolls around I will do much of it myself and then get my Dr. to help and finish the form

---

<div class="post-metadata">

**Author:** ![Amethyst](https://avatars.discourse-cdn.com/v4/letter/a/919ad9/32.png) [@Amethyst](https://forum.resolutelegal.ca/u/Amethyst)\
**Post date:** [October 6, 2026, 3:24am UTC](https://forum.resolutelegal.ca/t/permanent-long-term-disability-currently-on-cppd-and-ltd-2-years/5677/8 "2026-10-06T03:24:45Z")

</div>

Similar to @caro To assist my dr. I pre-fill the form and since very little has changed with my condition, she just needs to review and sign

I do the work for my dr.
