# ODSP andnLong Term Disability

**URL:** <https://forum.resolutelegal.ca/t/odsp-andnlong-term-disability/3990>\
**Category:** Disability Insurance\
**Created:** [March 6, 2023, 10:51pm UTC](https://forum.resolutelegal.ca/t/odsp-andnlong-term-disability/3990 "2023-03-06T22:51:30Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Aprilbrown](https://avatars.discourse-cdn.com/v4/letter/a/bc8723/32.png) [@Aprilbrown](https://forum.resolutelegal.ca/u/Aprilbrown)\
**Post date:** [March 6, 2023, 10:51pm UTC](https://forum.resolutelegal.ca/t/odsp-andnlong-term-disability/3990/1 "2023-03-06T22:51:30Z")

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If someone applies and gets ODSP how does this effect Long Term Disability monthly payment.  
I understand how CPPD and ODSP work combined but unsure of LTD and ODSP. Any information or links appreciated.

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**Author:** ![meow](https://avatars.discourse-cdn.com/v4/letter/m/c57346/32.png) [@meow](https://forum.resolutelegal.ca/u/meow)\
**Post date:** [March 7, 2023, 10:50pm UTC](https://forum.resolutelegal.ca/t/odsp-andnlong-term-disability/3990/2 "2023-03-07T22:50:57Z")

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I am only “guessing” here, but the combination of both payments will be the higher payment from gov’t sources. For example, if ODSP is $1200, and CPP-D is $700, then I think you’ll get $700 from CPP-D and you’ll get $1200 - $700 = $500 from ODSP. Total gov’t benefit will be $1200, the higher amount, just there will be 2 sources of it, one provincial and one federal. If your LTD is higher than $1200, say it is $2000, then they will give you $2000 - 1200 = $800. Your grand total will be $1200 from gov’t and $800 from LTD, for $2000. Yes, the same as. your original LTD payment, not more. Now there are 3 sources. Once again, this is my “guess”. Read ODSP rules and see if they “offset” the ODSP payment with anything e.g. CPP-D.

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**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [August 9, 2023, 3:05am UTC](https://forum.resolutelegal.ca/t/odsp-andnlong-term-disability/3990/3 "2023-08-09T03:05:12Z")

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ODSP income rules are really strict.  
I don’t know, ask them.