# LTD - unable to do any occupation

**URL:** <https://forum.resolutelegal.ca/t/ltd-unable-to-do-any-occupation/4566>\
**Category:** General Discussion\
**Created:** [September 12, 2024, 12:53pm UTC](https://forum.resolutelegal.ca/t/ltd-unable-to-do-any-occupation/4566 "2024-09-12T12:53:08Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![anonymous1](https://avatars.discourse-cdn.com/v4/letter/a/77aa72/32.png) [@anonymous1](https://forum.resolutelegal.ca/u/anonymous1)\
**Post date:** [September 12, 2024, 12:53pm UTC](https://forum.resolutelegal.ca/t/ltd-unable-to-do-any-occupation/4566/1 "2024-09-12T12:53:08Z")

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I was perusing this article: [Disability Insurance: Own Occupation vs Any Occupation + [video]](https://www.resolutelegal.ca/disability-insurance-own-occupation-vs-any-occupation-video/) and it refers to case law being something like 60% of earnings prior to LTD as a threshold of sorts. Is that 60% of base salary (which is what LTD payments are based out of in my case) or 60% of total salary? Thanks