# LTD Overpayment **URL:** \ **Category:** Disability Insurance\ **Created:** [December 12, 2018, 8:34pm UTC](https://forum.resolutelegal.ca/t/ltd-overpayment/1756 "2018-12-12T20:34:19Z")\ **Posts on this page:** 5\ **Page:** 1
**Author:** ![Gerry1](https://avatars.discourse-cdn.com/v4/letter/g/7c8e57/32.png) [@Gerry1](https://forum.resolutelegal.ca/u/Gerry1)\ **Post date:** [December 12, 2018, 8:34pm UTC](https://forum.resolutelegal.ca/t/ltd-overpayment/1756/1 "2018-12-12T20:34:19Z")
I had been receiving LTD disability payments from Great West Life and they encouraged me to apply to CPP also and sign up for the disability potion also. I did as requested and informed them of the change. When I reached 65 my LTD benefits were terminated by and shortly thereafter I was notified that they had miscalculated my payments and that I owed them over $6000 . If the error was an omission by GWL am I still required by law to reimburse them? ---
**Author:** ![allyoops](https://avatars.discourse-cdn.com/v4/letter/a/919ad9/32.png) [@allyoops](https://forum.resolutelegal.ca/u/allyoops)\ **Post date:** [December 12, 2018, 8:38pm UTC](https://forum.resolutelegal.ca/t/ltd-overpayment/1756/2 "2018-12-12T20:38:00Z")
What province are you in? How long ago was the payment owed. I would wait for a second letter. Might be able to run out the statute of limitations. You likely owe–but is it collectible? ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [December 12, 2018, 9:48pm UTC](https://forum.resolutelegal.ca/t/ltd-overpayment/1756/3 "2018-12-12T21:48:45Z")
Sounds like a question for a lawyer, @David_Brannen. ---
**Author:** ![Gerry1](https://avatars.discourse-cdn.com/v4/letter/g/7c8e57/32.png) [@Gerry1](https://forum.resolutelegal.ca/u/Gerry1)\ **Post date:** [December 12, 2018, 11:58pm UTC](https://forum.resolutelegal.ca/t/ltd-overpayment/1756/4 "2018-12-12T23:58:03Z")
British Columbia and I ended my LTD Oct/28/18 . I got their letter mid November ---
**Author:** ![allyoops](https://avatars.discourse-cdn.com/v4/letter/a/919ad9/32.png) [@allyoops](https://forum.resolutelegal.ca/u/allyoops)\ **Post date:** [December 13, 2018, 1:37am UTC](https://forum.resolutelegal.ca/t/ltd-overpayment/1756/5 "2018-12-13T01:37:49Z")
When did you alert them about receiving CPP-D-or when should they have realized that you allegedly was over paid? This is a small claim amount. Personally I would just wait for another letter to come and enjoy your holidays. Try and run out the clock. You can always pay if you want or work out a payment plan–you could wait until they might sue and negotiate then. 2 year limitation for unsecured debt.