# Ltd, Medical Benefits and CPPD Approval

**URL:** <https://forum.resolutelegal.ca/t/ltd-medical-benefits-and-cppd-approval/3826>\
**Category:** Uncategorized\
**Created:** [August 22, 2022, 3:41am UTC](https://forum.resolutelegal.ca/t/ltd-medical-benefits-and-cppd-approval/3826 "2022-08-22T03:41:58Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![susanna2210](https://avatars.discourse-cdn.com/v4/letter/s/a183cd/32.png) [@susanna2210](https://forum.resolutelegal.ca/u/susanna2210)\
**Post date:** [August 22, 2022, 3:41am UTC](https://forum.resolutelegal.ca/t/ltd-medical-benefits-and-cppd-approval/3826/1 "2022-08-22T03:41:58Z")

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If approved by CPPD does your Employer terminate your employment i.e. your Medical Benefits?

I am on LTD with medical benefits from my Employer now for 5 years. I applied for CPPD, per my LTD Insurance request and now a decision is expected in September.

1. Does the information we submit in the CPPD application get shared to our Employer? Maybe via the LTD Insurance provider?

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**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\
**Post date:** [August 22, 2022, 5:22pm UTC](https://forum.resolutelegal.ca/t/ltd-medical-benefits-and-cppd-approval/3826/2 "2022-08-22T17:22:09Z")

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It depends on the employer. Some will keep you on indefinitely others won’t.

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**Author:** ![Harvey23](https://avatars.discourse-cdn.com/v4/letter/h/a87d85/32.png) [@Harvey23](https://forum.resolutelegal.ca/u/Harvey23)\
**Post date:** [August 22, 2022, 5:59pm UTC](https://forum.resolutelegal.ca/t/ltd-medical-benefits-and-cppd-approval/3826/3 "2022-08-22T17:59:52Z")

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I am in an union environment so we have a collective agreement that is well laid out. Been approved for LTD and CPPD but my collective agreement states the first 2 years the employer will pay all medical/dental premiums. The HR staff said after 2 years have passed I can continue with the employer medical/dental plan but then I would have to pay the monthly premiums. Fortunately my wife has a government job and has an excellent benefits package so I will go on her plan. Best to check in with your HR department or read your collective agreement if you have one as it really depends from person to person.

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**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [August 22, 2022, 6:47pm UTC](https://forum.resolutelegal.ca/t/ltd-medical-benefits-and-cppd-approval/3826/4 "2022-08-22T18:47:14Z")

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> [@Caro](#):
>
> It depends on the employer. Some will keep you on indefinitely others won’t.

Yep,  
I still have employer benefits after 5 years but I am resigned to the fact they could disappear any time.  
I’m hoping that the won’t until at least after work has stabilized re: covid.  
It’d be really nice if they never do.  
They probably get lower rates for the more employees they have so I’m hoping. 🙂

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**Author:** ![HereFishie](https://avatars.discourse-cdn.com/v4/letter/h/ed655f/32.png) [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)\
**Post date:** [August 22, 2022, 10:17pm UTC](https://forum.resolutelegal.ca/t/ltd-medical-benefits-and-cppd-approval/3826/5 "2022-08-22T22:17:57Z")

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Mine weren’t. I’m at 6 yrs off and they still pay my benefits and into my pension