# Ltd after 2 years

**URL:** <https://forum.resolutelegal.ca/t/ltd-after-2-years/3755>\
**Category:** Uncategorized\
**Created:** [May 25, 2022, 1:44pm UTC](https://forum.resolutelegal.ca/t/ltd-after-2-years/3755 "2022-05-25T13:44:19Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![Danilo2019](https://avatars.discourse-cdn.com/v4/letter/d/2bfe46/32.png) [@Danilo2019](https://forum.resolutelegal.ca/u/Danilo2019)\
**Post date:** [May 25, 2022, 1:44pm UTC](https://forum.resolutelegal.ca/t/ltd-after-2-years/3755/1 "2022-05-25T13:44:19Z")

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We’ve completed the assessment of your claim and have determined that  
your benefits will continue past 2 years , the Change of Definition  
(COD) date in your disability plan. For your definition of disability, see  
Section 2.  
Details about your benefits  
Your monthly benefit will continue as before.  
What happens now?  
We’ll continue to support you through your recovery.  
You need to:  
• Continue to actively participate in your recovery plan  
• Make goals you can work towards  
• Keep a positive attitude  
• Stay in touch with us – let us know how you’re progressing.  
This letter was sent to me on January, I have several health problems mental health,4 stages of Osteoarthritis, Back spinose, and Aortic dissolution 42mm. I am 58 years old. Is this finale of Manuel’s life also I am receiving CPPD. How often do they request information from FD?  
Thank you

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**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\
**Post date:** [May 25, 2022, 4:41pm UTC](https://forum.resolutelegal.ca/t/ltd-after-2-years/3755/2 "2022-05-25T16:41:23Z")

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If they think your condition might improve, every 1 to 3 months. If they think it won’t improve, about once a year. I just kept a copy of the form and copied the information over each time.

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**Author:** ![Danilo2019](https://avatars.discourse-cdn.com/v4/letter/d/2bfe46/32.png) [@Danilo2019](https://forum.resolutelegal.ca/u/Danilo2019)\
**Post date:** [May 25, 2022, 7:28pm UTC](https://forum.resolutelegal.ca/t/ltd-after-2-years/3755/3 "2022-05-25T19:28:15Z")

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Almost for two years was every months something to submit .Since I recevede the letter the did not requested anything.

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**Author:** ![Harvey23](https://avatars.discourse-cdn.com/v4/letter/h/a87d85/32.png) [@Harvey23](https://forum.resolutelegal.ca/u/Harvey23)\
**Post date:** [April 15, 2023, 5:11pm UTC](https://forum.resolutelegal.ca/t/ltd-after-2-years/3755/4 "2023-04-15T17:11:42Z")

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I received the exact same wording from my LTD insurer about 10 months before my change in definition. Have they asked for any updates?

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**Author:** ![David\_Brannen](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/david_brannen/32/2_2.png) [@David\_Brannen](https://forum.resolutelegal.ca/u/David_Brannen)\
**Post date:** [April 20, 2023, 6:20pm UTC](https://forum.resolutelegal.ca/t/ltd-after-2-years/3755/5 "2023-04-20T18:20:01Z")

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> [@Danilo2019](#):
>
> This letter was sent to me on January, I have several health problems mental health,4 stages of Osteoarthritis, Back spinose, and Aortic dissolution 42mm. I am 58 years old. Is this finale of Manuel’s life also I am receiving CPPD. How often do they request information from FD?

Hi, at your age 58 this likely means they will approve you to age 65 if your plan goes that far. Often they will look for annual updates. Keep an eye out for update forms in the mail.

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**David Brannen**

Disability Lawyer with Resolute Legal

The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please [click here](https://www.resolutelegal.ca/free-consultation/) to request a free consultation **or call toll free 1-877-917-7050 to speak with a member with our disability claim support team.**
