# Loss of Job while on LTD **URL:** \ **Category:** Disability Insurance\ **Created:** [November 18, 2024, 11:24pm UTC](https://forum.resolutelegal.ca/t/loss-of-job-while-on-ltd/4658 "2024-11-18T23:24:17Z")\ **Posts on this page:** 7\ **Page:** 1
**Author:** ![Jackie](https://avatars.discourse-cdn.com/v4/letter/j/f07891/32.png) [@Jackie](https://forum.resolutelegal.ca/u/Jackie)\ **Post date:** [November 18, 2024, 11:24pm UTC](https://forum.resolutelegal.ca/t/loss-of-job-while-on-ltd/4658/1 "2024-11-18T23:24:17Z")
Currently I receive CPP Disability and LTD from insurer. Insurer informs me that my status is changing to long duration. Not sure if anyone can answer or share an experience. Is this typically when an employer lets go of employees for causation of trust? Benefits/ Insurance policy says benefits paid out until I’m 65. Would these stop? ---
**Author:** ![Buckets365](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/buckets365/32/592_2.png) [@Buckets365](https://forum.resolutelegal.ca/u/Buckets365)\ **Post date:** [November 19, 2024, 12:27am UTC](https://forum.resolutelegal.ca/t/loss-of-job-while-on-ltd/4658/2 "2024-11-19T00:27:31Z")
Many employers will try end your employment at the 2 year point using Frustration of Contract as the reason for termination without severance or minimum legal severance depending on province. BUT…at the 2 year mark if it’s reasonable to assume that with continued treatment that you’ll be able to return to work in the foreseeable future then the Frustration of Contract reason can’t be used. If it is the employer has opened themselves up to wrongful termination action. ---
**Author:** ![Buckets365](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/buckets365/32/592_2.png) [@Buckets365](https://forum.resolutelegal.ca/u/Buckets365)\ **Post date:** [November 19, 2024, 1:40am UTC](https://forum.resolutelegal.ca/t/loss-of-job-while-on-ltd/4658/3 "2024-11-19T01:40:31Z")
Forgot to add, your LTD and CPP-D will continue if your employer terminates you…but any other extended health benefits would likely end. ---
**Author:** ![HereFishie](https://avatars.discourse-cdn.com/v4/letter/h/ed655f/32.png) [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)\ **Post date:** [November 20, 2024, 6:02am UTC](https://forum.resolutelegal.ca/t/loss-of-job-while-on-ltd/4658/4 "2024-11-20T06:02:33Z")
I went on Short term in July 2016 to LTD any occupation status in 2019. My contract was"frustrated" in 2023. Due to my position I received a considerable severence including full benefits for an additional year. Insurance policy is a policy. No changes allowed unless both parties understand. ---
**Author:** ![Jackie](https://avatars.discourse-cdn.com/v4/letter/j/f07891/32.png) [@Jackie](https://forum.resolutelegal.ca/u/Jackie)\ **Post date:** [November 20, 2024, 2:38pm UTC](https://forum.resolutelegal.ca/t/loss-of-job-while-on-ltd/4658/5 "2024-11-20T14:38:27Z")
Yeah, that’s what I figured about the benefits. Unfortunately. ---
**Author:** ![Jackie](https://avatars.discourse-cdn.com/v4/letter/j/f07891/32.png) [@Jackie](https://forum.resolutelegal.ca/u/Jackie)\ **Post date:** [November 20, 2024, 2:39pm UTC](https://forum.resolutelegal.ca/t/loss-of-job-while-on-ltd/4658/6 "2024-11-20T14:39:22Z")
Thanks for sharing . ---
**Author:** ![Amethyst](https://avatars.discourse-cdn.com/v4/letter/a/919ad9/32.png) [@Amethyst](https://forum.resolutelegal.ca/u/Amethyst)\ **Post date:** [November 21, 2024, 4:15am UTC](https://forum.resolutelegal.ca/t/loss-of-job-while-on-ltd/4658/7 "2024-11-21T04:15:00Z")
I will preface this with “unsure… However, it is my understanding that the situation is similar to wrongful dismissal and you could negotiate the benefits with severance much more in your favour… Perhaps, consider a consultation with Resolute legal ? Thank you