# Length of time after an offer of buyout to the start of negotiations **URL:** \ **Category:** Disability Insurance\ **Created:** [August 23, 2017, 9:48am UTC](https://forum.resolutelegal.ca/t/length-of-time-after-an-offer-of-buyout-to-the-start-of-negotiations/511 "2017-08-23T09:48:55Z")\ **Posts on this page:** 1\ **Showing post:** 3
**Author:** ![Elaine](https://avatars.discourse-cdn.com/v4/letter/e/439d5e/32.png) [@Elaine](https://forum.resolutelegal.ca/u/Elaine)\ **Post date:** [August 23, 2017, 2:39pm UTC](https://forum.resolutelegal.ca/t/length-of-time-after-an-offer-of-buyout-to-the-start-of-negotiations/511/3 "2017-08-23T14:39:13Z")
This maybe the closest answer to your question. > [@Disability Insurance Claim Settlement](https://forum.resolutelegal.ca/t/disability-insurance-claim-settlement/501/7): > > Hi M - it is important to understand that doing lump-sum buyouts of an APPROVED claim is a voluntary exchange by both you and the insurance company. For that reason, there is nothing to be gained by mentioning a litigation process. You can’t engage the litigation process unless they stop your payments or otherwise breach the disability policy. When you are in discussions with you insurance company regarding a buyout, you have almost zero negotiating leverage. They have the power in this situat… --- _[View the full topic](https://forum.resolutelegal.ca/t/length-of-time-after-an-offer-of-buyout-to-the-start-of-negotiations/511)._