# Lay offs while on LTD

**URL:** <https://forum.resolutelegal.ca/t/lay-offs-while-on-ltd/2705>\
**Category:** Uncategorized\
**Created:** [March 30, 2020, 5:10pm UTC](https://forum.resolutelegal.ca/t/lay-offs-while-on-ltd/2705 "2020-03-30T17:10:23Z")\
**Posts on this page:** 3\
**Page:** 1

<div class="post-metadata">

**Author:** ![Portia](https://avatars.discourse-cdn.com/v4/letter/p/a698b9/32.png) [@Portia](https://forum.resolutelegal.ca/u/Portia)\
**Post date:** [March 30, 2020, 5:10pm UTC](https://forum.resolutelegal.ca/t/lay-offs-while-on-ltd/2705/1 "2020-03-30T17:10:23Z")

</div>

Does anyone know what would happen if someone was on LTD but her position as well as the whole department was laid off due to COVID-19?

---

<div class="post-metadata">

**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [March 31, 2020, 6:58am UTC](https://forum.resolutelegal.ca/t/lay-offs-while-on-ltd/2705/2 "2020-03-31T06:58:28Z")

</div>

LTD is a contract between the person and the insurance company.  
So nothing changes by being laid off.  
Maybe you lose extended health coverage, I don’t know.

---

<div class="post-metadata">

**Author:** ![David\_Brannen](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/david_brannen/32/2_2.png) [@David\_Brannen](https://forum.resolutelegal.ca/u/David_Brannen)\
**Post date:** [April 2, 2020, 7:10pm UTC](https://forum.resolutelegal.ca/t/lay-offs-while-on-ltd/2705/3 "2020-04-02T19:10:54Z")

</div>

> [@Portia](#):
>
> Does anyone know what would happen if someone was on LTD but her position as well as the whole department was laid off due to COVID-19?

Like Jammer says, won’t affect existing LTD claim but can result in your medical and dental coverage being suspended.