# Insurance company denied me short term disability benefits

**URL:** <https://forum.resolutelegal.ca/t/insurance-company-denied-me-short-term-disability-benefits/1898>\
**Category:** General Discussion\
**Created:** [February 19, 2019, 2:58pm UTC](https://forum.resolutelegal.ca/t/insurance-company-denied-me-short-term-disability-benefits/1898 "2019-02-19T14:58:11Z")\
**Posts on this page:** 5\
**Page:** 2

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**Author:** ![TryToSmile](https://avatars.discourse-cdn.com/v4/letter/t/50afbb/32.png) [@TryToSmile](https://forum.resolutelegal.ca/u/TryToSmile)\
**Post date:** [March 13, 2019, 6:05pm UTC](https://forum.resolutelegal.ca/t/insurance-company-denied-me-short-term-disability-benefits/1898/21 "2019-03-13T18:05:26Z")

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FYI: I had 3 letters from my physician and 4 reports from my psychologist and then refused my 3rd and final appeal with these.

That’s when you sue, and it becomes a court case.

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**Author:** ![pureblissyoga](https://avatars.discourse-cdn.com/v4/letter/p/a88e4f/32.png) [@pureblissyoga](https://forum.resolutelegal.ca/u/pureblissyoga)\
**Post date:** [June 21, 2019, 12:04am UTC](https://forum.resolutelegal.ca/t/insurance-company-denied-me-short-term-disability-benefits/1898/22 "2019-06-21T00:04:14Z")

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There is always the issue that your employer denied your request for work accommodation to a less stressful area. Your employer has “the duty to accommodate up to undue hardship” . Sounds like that’s not the case here. This is the “STD” timeframe so you are covered under employment standards laws, privacy laws, and human rights laws. I suggest people review the websites of your provincial employment and/or human rights and/or privacy commissions to possibly file a complaint for resolution that way. If anything, everyone on this forum will benefit from reviewing these websites to have a more informed consultation when speaking with a lawyer!

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**Author:** ![Kdsmom](https://avatars.discourse-cdn.com/v4/letter/k/f9ae1b/32.png) [@Kdsmom](https://forum.resolutelegal.ca/u/Kdsmom)\
**Post date:** [June 23, 2019, 2:35pm UTC](https://forum.resolutelegal.ca/t/insurance-company-denied-me-short-term-disability-benefits/1898/23 "2019-06-23T14:35:31Z")

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Would I still be able to get benefits if there is something else going on in my life.I share and bought a house with a member of my family last year and it’s not working out.Its stressing  
me out physically and mentally,adding work to this.Im having dark thoughts and need to get out of the house.I need to be happy and I’m not.  
If I told my insurance company this would I still get benefits on top of dealing with work?

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**Author:** ![mrshastri](https://avatars.discourse-cdn.com/v4/letter/m/91b2a8/32.png) [@mrshastri](https://forum.resolutelegal.ca/u/mrshastri)\
**Post date:** [June 24, 2019, 9:49am UTC](https://forum.resolutelegal.ca/t/insurance-company-denied-me-short-term-disability-benefits/1898/24 "2019-06-24T09:49:17Z")

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I believe you will still be able to get STD. As far as I know anything stressing you out and making you ill whether it’s on the job or off the job should qualify. The only exception is WCB.

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**Author:** ![Kdsmom](https://avatars.discourse-cdn.com/v4/letter/k/f9ae1b/32.png) [@Kdsmom](https://forum.resolutelegal.ca/u/Kdsmom)\
**Post date:** [June 25, 2019, 12:45am UTC](https://forum.resolutelegal.ca/t/insurance-company-denied-me-short-term-disability-benefits/1898/25 "2019-06-25T00:45:34Z")

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Thank you for your help

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