# Final Appeal denied!

**URL:** <https://forum.resolutelegal.ca/t/final-appeal-denied/956>\
**Category:** Disability Insurance\
**Created:** [January 22, 2018, 3:01pm UTC](https://forum.resolutelegal.ca/t/final-appeal-denied/956 "2018-01-22T15:01:52Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![BAR](https://avatars.discourse-cdn.com/v4/letter/b/b77776/32.png) [@BAR](https://forum.resolutelegal.ca/u/BAR)\
**Post date:** [January 22, 2018, 3:01pm UTC](https://forum.resolutelegal.ca/t/final-appeal-denied/956/1 "2018-01-22T15:01:52Z")

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I have been off work for a year. I have exhausted all my avenues and need to know if I can still sue for my coverage even though through this I have worked hard with medical team to feel better but, yet not 100%

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**Author:** ![allyoops](https://avatars.discourse-cdn.com/v4/letter/a/919ad9/32.png) [@allyoops](https://forum.resolutelegal.ca/u/allyoops)\
**Post date:** [January 22, 2018, 3:05pm UTC](https://forum.resolutelegal.ca/t/final-appeal-denied/956/2 "2018-01-22T15:05:24Z")

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rush for the free consult as you may need to file a statement of claim asap! [Free Consultation - Resolute Legal Disability Lawyers](https://resolutelegal.ca/free-consultation/)

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**Author:** ![David\_Brannen](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/david_brannen/32/2_2.png) [@David\_Brannen](https://forum.resolutelegal.ca/u/David_Brannen)\
**Post date:** [January 23, 2018, 1:10pm UTC](https://forum.resolutelegal.ca/t/final-appeal-denied/956/3 "2018-01-23T13:10:58Z")

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> [@BAR](#):
>
> need to know if I can still sue for my coverage even though through this I have worked hard with medical team to feel better but, yet not 100%

You will need a legal consultation on this. It depends on a bunch of factors. The right to sue is limited by time and also by the type of LTD plan you are dealing with.

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**David Brannen**

Disability Lawyer with Resolute Legal

The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please [click here](https://resolutelegal.ca/free-consultation/) to request a free consultation **or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.**

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**Author:** ![BAR](https://avatars.discourse-cdn.com/v4/letter/b/b77776/32.png) [@BAR](https://forum.resolutelegal.ca/u/BAR)\
**Post date:** [January 23, 2018, 2:18pm UTC](https://forum.resolutelegal.ca/t/final-appeal-denied/956/4 "2018-01-23T14:18:59Z")

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The time issue is my fear! They have run me around and stalled so much!  
I have consultation on Feb 1. Would love to talk sooner than later!

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**Author:** ![allyoops](https://avatars.discourse-cdn.com/v4/letter/a/919ad9/32.png) [@allyoops](https://forum.resolutelegal.ca/u/allyoops)\
**Post date:** [January 24, 2018, 5:18pm UTC](https://forum.resolutelegal.ca/t/final-appeal-denied/956/5 "2018-01-24T17:18:54Z")

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1. Are you Unionized and is the policy/insurance grievance procedures part of the contract.
2. When was the date of your first denial letter and which province are you in.

I am not a lawyer but can post some tips on how to find your Statute of Limitations and relevant Insurance Act.