# EI eligibility and LTD **URL:** \ **Category:** Disability Insurance\ **Created:** [July 5, 2018, 7:09pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410 "2018-07-05T19:09:27Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Elaine](https://avatars.discourse-cdn.com/v4/letter/e/439d5e/32.png) [@Elaine](https://forum.resolutelegal.ca/u/Elaine)\ **Post date:** [July 5, 2018, 7:09pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/1 "2018-07-05T19:09:27Z")
Can you apply for EI if your employer terminates your employment while you are on LTD? Meaning that you haven’t been at work for couple of years. Then you are terminated getting LTD payments or maybe even not getting LTD payments. Are you eligible for EI in this case? ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [July 6, 2018, 4:39am UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/2 "2018-07-06T04:39:36Z")
Doesn’t seem like it: > **[EI Regular Benefits - Do you qualify - Canada.ca](https://www.canada.ca/en/services/benefits/ei/ei-regular-benefit/eligibility.html)** > > EI Regular Benefits If you were terminated before 2 years, you might be able to sue. I would get the free consult. [https://www.resolutelegal.ca/free-consultationhttps://www.resolutelegal.ca/free-consultation](https://www.resolutelegal.ca/free-consultationhttps://www.resolutelegal.ca/free-consultation) ---
**Author:** ![Elaine](https://avatars.discourse-cdn.com/v4/letter/e/439d5e/32.png) [@Elaine](https://forum.resolutelegal.ca/u/Elaine)\ **Post date:** [July 7, 2018, 10:46pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/3 "2018-07-07T22:46:36Z")
Thank you. Looks like there is an eligibility period of a year or two. But it’s not right. You should be able to receive EI if you are terminated while you are on sick leave. ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [July 8, 2018, 4:00am UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/4 "2018-07-08T04:00:17Z")
> [@Elaine](#): > > You should be able to receive EI if you are terminated while you are on sick leave. One of the requirements is a person needs to be actively looking for work and a person on sick leave is sick. ---
**Author:** ![Thumbelina\_kim1](https://avatars.discourse-cdn.com/v4/letter/t/77aa72/32.png) [@Thumbelina\_kim1](https://forum.resolutelegal.ca/u/Thumbelina_kim1)\ **Post date:** [July 8, 2018, 11:42am UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/5 "2018-07-08T11:42:39Z")
You are able to collect EI for 15 weeks . I am on EI and I am unable to work or look for work . But I haven’t been terminated from my work , so not sure how that works with you . But you did get terminated due to being off sick so I don’t see why you couldn’t collect your 15 weeks EI. ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [July 8, 2018, 7:33pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/6 "2018-07-08T19:33:46Z")
> [@Thumbelina\_kim1](#): > > I am on EI and I am unable to work or look for work . > **[EI sickness benefits: What these benefits offer - Canada.ca](https://www.canada.ca/en/services/benefits/ei/ei-sickness.html)** > > Employment Insurance (EI) sickness benefits for medical reasons such as illness, injury, quarantine or any medical condition that prevents you from working. > If you cannot work because of sickness, injury or quarantine, but you would otherwise be available to work, you could be eligible to receive up to a maximum of 15 weeks of EI sickness benefits. I don’t know how that works if a person is on LTD. I don’t think a person would get 2 payments. ---
**Author:** ![Elaine](https://avatars.discourse-cdn.com/v4/letter/e/439d5e/32.png) [@Elaine](https://forum.resolutelegal.ca/u/Elaine)\ **Post date:** [July 8, 2018, 7:53pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/7 "2018-07-08T19:53:55Z")
> [@Thumbelina\_kim1](#): > > You are able to collect EI for 15 weeks . I am on EI and I am unable to work or look for work . But I haven’t been terminated from my work , so not sure how that works with you . But you did get terminated due to being off sick so I don’t see why you couldn’t collect your 15 weeks EI. Are you on LTD? You probably on EI sickness benefits. ---
**Author:** ![Thumbelina\_kim1](https://avatars.discourse-cdn.com/v4/letter/t/77aa72/32.png) [@Thumbelina\_kim1](https://forum.resolutelegal.ca/u/Thumbelina_kim1)\ **Post date:** [July 8, 2018, 8:50pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/8 "2018-07-08T20:50:50Z")
All I know is they told me to select the unavailable for work option which I pick Monday - Friday every time . ---
**Author:** ![Thumbelina\_kim1](https://avatars.discourse-cdn.com/v4/letter/t/77aa72/32.png) [@Thumbelina\_kim1](https://forum.resolutelegal.ca/u/Thumbelina_kim1)\ **Post date:** [July 8, 2018, 8:51pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/9 "2018-07-08T20:51:31Z")
I am on CPP disability ---
**Author:** ![Elaine](https://avatars.discourse-cdn.com/v4/letter/e/439d5e/32.png) [@Elaine](https://forum.resolutelegal.ca/u/Elaine)\ **Post date:** [July 9, 2018, 3:03am UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/10 "2018-07-09T03:03:06Z")
I should’ve applied for EI after 6 month on sick leave. But I got LTD so I didn’t apply for EI. Now I am thinking that I could’ve got both EI and LTD. It’s too late to do so now. ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [July 9, 2018, 6:32pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/11 "2018-07-09T18:32:16Z")
Same with me. I hope @David_Brannen comments on this thread, I wonder if anyone received LTD and EI Sick Benefits at the same time. ---
**Author:** ![David\_Brannen](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/david_brannen/32/2_2.png) [@David\_Brannen](https://forum.resolutelegal.ca/u/David_Brannen)\ **Post date:** [July 9, 2018, 7:15pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/12 "2018-07-09T19:15:07Z")
You can’t receive both EI Sickness and LTD benefits for the same month – this is based on the EI regulations and legislation. If there is a retroactive LTD payment for months a person received EI Sickness payments, then the EI would need to be paid back. Normally there is no overlap between EI Sickness and LTD because the EI Sickness is paid during the LTD waiting period. * * * **David Brannen** Disability Lawyer with Resolute Legal The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please [click here](https://www.resolutelegal.ca/free-consultation/) to request a free consultation **or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.** ---
**Author:** ![Elaine](https://avatars.discourse-cdn.com/v4/letter/e/439d5e/32.png) [@Elaine](https://forum.resolutelegal.ca/u/Elaine)\ **Post date:** [July 12, 2018, 12:20am UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/13 "2018-07-12T00:20:35Z")
Thank you David. Your response is very helpful. ---
**Author:** ![phes](https://avatars.discourse-cdn.com/v4/letter/p/977dab/32.png) [@phes](https://forum.resolutelegal.ca/u/phes)\ **Post date:** [April 16, 2019, 7:56am UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/14 "2019-04-16T07:56:50Z")
What if I have paid all premiums of my LTD plan in full myself, then it does not count as WLRP. therefor EI people shouldn’t deduct it from my EI payments.Am I right? ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [April 16, 2019, 2:59pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/15 "2019-04-16T14:59:04Z")
I doubt it matters who paid the premiums. I would think you can’t get EI while you get income from a wage loss replacement program. I am not a lawyer though. ---
**Author:** ![phes](https://avatars.discourse-cdn.com/v4/letter/p/977dab/32.png) [@phes](https://forum.resolutelegal.ca/u/phes)\ **Post date:** [April 16, 2019, 5:50pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/16 "2019-04-16T17:50:35Z")
You are right about that but the point is when you pay premium of the plan that plan is not anymore wage loss replacement plan as it says clearly on government of CANADA web site in definition of wage loss replacement plan. ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [April 17, 2019, 3:52pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/17 "2019-04-17T15:52:48Z")
You pay premiums for LTD and you are currently getting EI but the EI amount is based on your salary after your LTD premiums are deducted and you think it should be based on the salary before the LTD premium is deducted? ---
**Author:** ![Jamiecherriere](https://avatars.discourse-cdn.com/v4/letter/j/f9ae1b/32.png) [@Jamiecherriere](https://forum.resolutelegal.ca/u/Jamiecherriere)\ **Post date:** [March 24, 2023, 11:22am UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/18 "2023-03-24T11:22:28Z")
Hi David- I am currently receiving LTD through Manulife. I am a truck driver who attained a degenerative back disease due to repeated motions in my job as per my doctor. My wsib claim was denied as employer fault, but was approved for LTD. My employer has not allowed me back stating that they cannot meet restrictions which include frequent breaks, no prolonged sitting or standing and bending etc as tolerated.since I’m making so much less I have been working on getting back to work even if not at my current employer- I consulted with my doctor and obtained a job driving as a school bus driver which is part time and checks all my boxes for my restrictions. Bud driving is part time and seasonal so I’ll be unemployed come summer and my full time employer will not discuss anything until Oct which is the 2 year mark and I believe they will just fire me then. Can I apply for Ei during the off season for bud driving? And if I am not able to earn my previous income if my full time employer fires me- does my ltd continue? Oh can they shut me off even though I’m making 30% of my previous income? ---
**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\ **Post date:** [March 24, 2023, 6:20pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/19 "2023-03-24T18:20:02Z")
I think you probably need to go the free consultation route with such detailed questions > **[Free Consultation](https://www.resolutelegal.ca/free-consultation/)** > > Need help? No idea what type of case you have or even if you have a case? The best and easiest way to find out if you or someone you care about should pursue a disability claim is to call us toll-free at (888) 732-0470 for a free consultation. ---
**Author:** ![David\_Brannen](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/david_brannen/32/2_2.png) [@David\_Brannen](https://forum.resolutelegal.ca/u/David_Brannen)\ **Post date:** [January 12, 2024, 1:41pm UTC](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410/21 "2024-01-12T13:41:35Z")
Yes, but you would have to pay it back when approved for LTD. You would pay it back with the retroactive benefits you get from LTD. Make sure to cancel EI immediately if LTD gets approved. [Next page](https://forum.resolutelegal.ca/t/ei-eligibility-and-ltd/1410.md?page=2)