# Decrease health coverage? details given to employer who pays?

**URL:** <https://forum.resolutelegal.ca/t/decrease-health-coverage-details-given-to-employer-who-pays/3834>\
**Category:** Uncategorized\
**Created:** [August 24, 2022, 8:49pm UTC](https://forum.resolutelegal.ca/t/decrease-health-coverage-details-given-to-employer-who-pays/3834 "2022-08-24T20:49:08Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [August 24, 2022, 8:49pm UTC](https://forum.resolutelegal.ca/t/decrease-health-coverage-details-given-to-employer-who-pays/3834/1 "2022-08-24T20:49:08Z")

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> The contract holder, [employer] self-insures the following benefits:

- Extended Health Care
- Emergency Travel Assistance
- Dental Care

> This means [employer] has the sole legal and financial liability for the benefits listed above and funds the claims. [insurance company] provides administrative services only (ASO) such as claims adjudication and…

**Is the employer given details of my claims?**

> The following exceptions apply if the result of the change is an increase in coverage:

- if you are not actively working when the change occurs or when Sun Life approves proof of good health, the change cannot take effect before you return to active work.

**Can they decrease coverage without exception?**

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**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\
**Post date:** [August 24, 2022, 11:45pm UTC](https://forum.resolutelegal.ca/t/decrease-health-coverage-details-given-to-employer-who-pays/3834/2 "2022-08-24T23:45:10Z")

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The snippet provided refers only to an increase in benefits. It doesn’t refer to reducing benefits.