# CPPD Application & Retroactive Payment Question **URL:** \ **Category:** Disability Insurance\ **Created:** [January 14, 2020, 4:06am UTC](https://forum.resolutelegal.ca/t/cppd-application-retroactive-payment-question/2540 "2020-01-14T04:06:44Z")\ **Posts on this page:** 4\ **Page:** 1
**Author:** ![Jennylv80](https://avatars.discourse-cdn.com/v4/letter/j/779978/32.png) [@Jennylv80](https://forum.resolutelegal.ca/u/Jennylv80)\ **Post date:** [January 14, 2020, 4:06am UTC](https://forum.resolutelegal.ca/t/cppd-application-retroactive-payment-question/2540/1 "2020-01-14T04:06:44Z")
Hi there, I have a question regarding CPP disability payments. I am applying for the CPP disability and have all of my medical forms filled out by my doctor stating that I have a severe and prolonged disability and unable to work now or in the future. The date of the onset of my disability is January 2017 - as agreed by both my doctor and I (if not before, I have been struggling for 10 years with Major Depressive Disorder, GAD, PTSD, Agoraphobia and Insomnia. However, I continued to try to work off and on during this time unsuccessfully because of my illness (6 jobs in 2 years). That being said, my last day with my last employer was September 2019. When asked on the application when I believed that I could no longer work because of disability, I concurred with the January 2017 which also is in alignment with my diagnosis’, medical records and medications at the time. But because I was not aware of the CPP Disability Assistance, I pushed myself to try to work due to financial strain although I was very sick throughout. Most of my positions only lasted a month to a few months due to the symptoms of my illness and inability to do my job(s) correctly. My question is this: Is the initial date of disability determined by 1) When my medical records/ doctor/ evidence supports the fact that I was disabled in January 2017 or 2) The last day I worked at any job because of my disability? If I was deemed to be disabled in 2017, would I still receive retroactive payments for the 11 months after the 4 month wait from the date of the onset of my disability? OR, would I not be entitled to retroactive payments? Further, with respect to CPP Contributions. If the 6 years prior to the onset of my disability are taken into consideration for eligibility and If I did not contribute for 2 of those years because I was not working and caring for my newborn son will I qualify for the Chid-rearing Provision? If so, how does that work? TIA 😊 Jenn ---
**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Post date:** [January 14, 2020, 3:44pm UTC](https://forum.resolutelegal.ca/t/cppd-application-retroactive-payment-question/2540/2 "2020-01-14T15:44:55Z")
> [@Jennylv80](#): > > Is the initial date of disability determined by 1) When my medical records/ doctor/ evidence supports the fact that I was disabled in January 2017 or 2) The last day I worked at any job because of my disability? I think it is the date on the medical form. My dates were the same. I applied years ago so it might have changed plus my memory is not very good sometimes. Sorry I’m not helpful. Good luck though, i hope you get 11 months back. ---
**Author:** ![Elaine](https://avatars.discourse-cdn.com/v4/letter/e/439d5e/32.png) [@Elaine](https://forum.resolutelegal.ca/u/Elaine)\ **Post date:** [February 16, 2020, 4:09am UTC](https://forum.resolutelegal.ca/t/cppd-application-retroactive-payment-question/2540/3 "2020-02-16T04:09:17Z")
> [@Jennylv80](#): > > My question is this: Is the initial date of disability determined by 1) When my medical records/ doctor/ evidence supports the fact that I was disabled in January 2017 or 2) The last day I worked at any job because of my disability? In my CPPD forms I used the date when I stopped working although my health problems started 5 years earlier and I worked all those years. You can probably write January 2017. But the form will ask you about the last day at work. I guess it will be up to Service Canada to decide what day to approve you from. > [@Jennylv80](#): > > If I was deemed to be disabled in 2017, would I still receive retroactive payments for the 11 months after the 4 month wait from the date of the onset of my disability? OR, would I not be entitled to retroactive payments? Yes, you will. If you approved from January 2017 then you’ll receive retro pay from around April-May up to the day you are approved in 2020. You can always call Service Canada if you have questions at 1-800-277-9914 ---
**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\ **Post date:** [February 16, 2020, 6:21am UTC](https://forum.resolutelegal.ca/t/cppd-application-retroactive-payment-question/2540/4 "2020-02-16T06:21:41Z")
I was trying but failing to work for a few months. My HR department and the insurer agreed it should be backdated to the start of those few months. I have no idea how that discussion went as I was way too sick at the time to participate in any kind of discussion.