# Buying a house while on LTD with insurance and CPP

**URL:** <https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040>\
**Category:** Uncategorized\
**Created:** [May 8, 2023, 5:59am UTC](https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040 "2023-05-08T05:59:46Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![andrew124399](https://avatars.discourse-cdn.com/v4/letter/a/8baadc/32.png) [@andrew124399](https://forum.resolutelegal.ca/u/andrew124399)\
**Post date:** [May 8, 2023, 5:59am UTC](https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040/1 "2023-05-08T05:59:46Z")

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Hello,

I am planning to buy a house soon. I am on LTD and CPP D. Would it have any adverse impact on my benefits?

thanks,

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**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [May 8, 2023, 6:46pm UTC](https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040/2 "2023-05-08T18:46:08Z")

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Nope.  
Enjoy your house.

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**Author:** ![andrew124399](https://avatars.discourse-cdn.com/v4/letter/a/8baadc/32.png) [@andrew124399](https://forum.resolutelegal.ca/u/andrew124399)\
**Post date:** [May 8, 2023, 9:28pm UTC](https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040/3 "2023-05-08T21:28:12Z")

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another question, can I ask a letter from insurance company for mortgage approval? Any problems that I can encounter

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**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\
**Post date:** [May 8, 2023, 9:58pm UTC](https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040/4 "2023-05-08T21:58:39Z")

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Yes for a mortgage you will need that from your claims manager and also proof that you are still getting your CPPD payments.

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**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [May 8, 2023, 11:32pm UTC](https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040/5 "2023-05-08T23:32:08Z")

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> [@andrew124399](#):
>
> can I ask a letter from insurance company for mortgage approval?

I have a question.  
I get a letter every year telling me how much LTD I get.  
Is that good enough?

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**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\
**Post date:** [May 9, 2023, 5:38am UTC](https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040/6 "2023-05-09T05:38:53Z")

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My letter said I was approved till age 65 (came with a separate cover letter saying but only if you still qualify…). I can’t say what the lender will accept, they did accept 3 months’ bank records for the CPPD instead of a letter from Service Canada.

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**Author:** ![David\_Brannen](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.resolutelegal.ca/david_brannen/32/2_2.png) [@David\_Brannen](https://forum.resolutelegal.ca/u/David_Brannen)\
**Post date:** [May 26, 2023, 1:13pm UTC](https://forum.resolutelegal.ca/t/buying-a-house-while-on-ltd-with-insurance-and-cpp/4040/7 "2023-05-26T13:13:32Z")

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> [@andrew124399](#):
>
> another question, can I ask a letter from insurance company for mortgage approval? Any problems that I can encounter

No problem with asking for this. Many people get these letters.