# Annual Update Form completed form examples anywhere?

**URL:** <https://forum.resolutelegal.ca/t/annual-update-form-completed-form-examples-anywhere/5188>\
**Category:** Disability Insurance\
**Created:** [July 17, 2025, 7:19pm UTC](https://forum.resolutelegal.ca/t/annual-update-form-completed-form-examples-anywhere/5188 "2025-07-17T19:19:22Z")\
**Posts on this page:** 6\
**Page:** 1

<div class="post-metadata">

**Author:** ![stalance](https://avatars.discourse-cdn.com/v4/letter/s/c2a13f/32.png) [@stalance](https://forum.resolutelegal.ca/u/stalance)\
**Post date:** [July 17, 2025, 7:19pm UTC](https://forum.resolutelegal.ca/t/annual-update-form-completed-form-examples-anywhere/5188/1 "2025-07-17T19:19:22Z")

</div>

Hi there. I received my first annual update form from my insurer (Blue Cross) and was wondering if anyone could send me a link if they’ve found a good example of how to complete the form? I did watch David’s video on the 3 traps to avoid but I’m worried I may not be wording things correctly or saying too much and possibly triggering the insurer to investigate further. My form doesn’t involve requiring my doctor to fill out a potion, it’s just for me to fill out. David charges $350 to review this form but can’t afford that at the moment so hoping there’s some good examples out there someone would share. thanks!

---

<div class="post-metadata">

**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [July 17, 2025, 7:57pm UTC](https://forum.resolutelegal.ca/t/annual-update-form-completed-form-examples-anywhere/5188/2 "2025-07-17T19:57:47Z")

</div>

My annual form is just an online multiple choice questionnaire.  
The less you say, the better.  
Be vague about everything, “I don’t know” and “maybe”.  
How many questions?

---

<div class="post-metadata">

**Author:** ![stalance](https://avatars.discourse-cdn.com/v4/letter/s/c2a13f/32.png) [@stalance](https://forum.resolutelegal.ca/u/stalance)\
**Post date:** [July 17, 2025, 9:57pm UTC](https://forum.resolutelegal.ca/t/annual-update-form-completed-form-examples-anywhere/5188/3 "2025-07-17T21:57:12Z")

</div>

not very many but they are definitely “leading” questions trying to get you to trip up. Thanks

---

<div class="post-metadata">

**Author:** ![meow](https://avatars.discourse-cdn.com/v4/letter/m/c57346/32.png) [@meow](https://forum.resolutelegal.ca/u/meow)\
**Post date:** [July 17, 2025, 11:22pm UTC](https://forum.resolutelegal.ca/t/annual-update-form-completed-form-examples-anywhere/5188/4 "2025-07-17T23:22:34Z")

</div>

Can you tell us the questions if that doesn’t violate your privacy?

---

<div class="post-metadata">

**Author:** ![jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@jammer](https://forum.resolutelegal.ca/u/jammer)\
**Post date:** [July 18, 2025, 1:57am UTC](https://forum.resolutelegal.ca/t/annual-update-form-completed-form-examples-anywhere/5188/5 "2025-07-18T01:57:59Z")

</div>

> [@stalance](#):
>
> they are definitely “leading” questions

You can’t be too paranoid in your answers.  
No hard statements, everything should be wishy-washy.  
I’m not sure you should post the questions.  
Example:  
Q. When do you think you can return to work?  
A. I have no idea.

One of mine that they always ask is:  
Q. Have you seen your doctor in the past year, how many times?  
A. My answer is usually 2 I think.

---

<div class="post-metadata">

**Author:** ![Caro](https://avatars.discourse-cdn.com/v4/letter/c/b19c9b/32.png) [@Caro](https://forum.resolutelegal.ca/u/Caro)\
**Post date:** [July 18, 2025, 6:30am UTC](https://forum.resolutelegal.ca/t/annual-update-form-completed-form-examples-anywhere/5188/6 "2025-07-18T06:30:10Z")

</div>

Modifiers like sometimes, often, usually, it varies are your friends. What I did for anything substantial was to type out the answers on a page on my computer then come back and edit it a few times. I was astonished at the number of relevant things that came back to me over a couple of days.

Then I went through each answer extremely carefully to make sure that each statement I made was absolutely correct and difficult to disprove by surveillance (generally this involved setting out ranges of how my condition varies and adding clarification if the questions might elicit a misleading response). I added a paragraph explaining why their questions didn’t really get at the source of my disability because the questions were directed at the wrong reasons for not being able to walk - there’s nothing seriously wrong with my legs, but I can’t walk because walking also includes cardiovascular, balance, energy levels, etc. I also watched out for stupid gotchas like how much time a day do you spend doing these activities, I do them 24 hours a day duh because that’s how long a day is (resting was one of the activities).

So make yourself some notes, do that a few days in a row, be meticulous about ensuring what you state is 100% true, and think about how that question and answer could be used against you and remove or add clarification as needed.
