# Additional diagnosis unrelated to leave
**URL:** https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464
**Category:** Disability Insurance
**Created:** [March 30, 2026, 6:01am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464 "2026-03-30T06:01:54Z")
**Posts on this page:** 15
**Page:** 1
### Author:  [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)
#### Post date: [March 30, 2026, 6:01am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/1 "2026-03-30T06:01:54Z")
My leave is 9 years on LTD. my contract was frustrated a couple of yrs ago.
I’ve earned some extra issues in the past few years. They’re unrelated to my leave. I don’t need to tell them Everything about my medical do I?
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### Author:  [@sunrise](https://forum.resolutelegal.ca/u/sunrise)
#### Post date: [April 4, 2026, 4:52pm UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/2 "2026-04-04T16:52:04Z")
I don’t think you need to tell them. My file is now with the “permanent/maintenance” dept at my insurer and when I asked my case manager if I still needed to give regular updates, I was told no need for updates until they send me an annual form to fill out. The only time I need to update them is if my ability to work changes; I’m able to do a return to work program or go back to work.
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### Author:  [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)
#### Post date: [April 5, 2026, 3:57am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/3 "2026-04-05T03:57:28Z")
How long have you been off?
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### Author:  [@sunrise](https://forum.resolutelegal.ca/u/sunrise)
#### Post date: [April 5, 2026, 6:42am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/4 "2026-04-05T06:42:30Z")
I’ve been on STD and then LTD for about 4yrs. My file was recently transferred to the permanent dept.
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### Author:  [@sunrise](https://forum.resolutelegal.ca/u/sunrise)
#### Post date: [April 5, 2026, 6:48am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/5 "2026-04-05T06:48:33Z")
There may be no harm in telling them about new conditions though. I just checked the letter I got from my insurer when CPP-D was approved, and my insurer states in that letter to contact them if there is a change of address, change in health or additional sources of income.
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### Author:  [@sunrise](https://forum.resolutelegal.ca/u/sunrise)
#### Post date: [April 6, 2026, 6:32am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/7 "2026-04-06T06:32:53Z")
Yeah, I don’t think they are going to try to cut your benefits at this point. I think your insurer only cares whether you can go back to work or not. If your health changes but you still can’t work, I don’t think they need updates. I wrote in my previous post that there’s no harm in telling them, but on second thought, saying something now would draw unnecessary attention to your claim file, so I would probably stay quiet. If you’re really concerned, check your master policy and ask your case manager, but if it were me, I probably wouldn’t.
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### Author:  [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)
#### Post date: [April 6, 2026, 5:49pm UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/8 "2026-04-06T17:49:06Z")
That’s my whole concern. I’m on maintenance,it doesn’t affect my claim in any way…
But I still dunno what to do as someone who likes to follow rules
Arg
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### Author:  [@anonymous1](https://forum.resolutelegal.ca/u/anonymous1)
#### Post date: [April 9, 2026, 3:11pm UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/9 "2026-04-09T15:11:05Z")
I’m sort of surprised this thread has gone on for so long. The problem is that the vast majority of us have different contractual agreements that govern the long-term disability benefits that we get.
In the LTD approval letter and in the contract itself it should tell you what you are required to tell them. An example that I’ve seen multiple times is that if there’s any material updates to one’s activities or to one’s health then they must be proactively disclosed to the insurer and just keep in mind both parties must act in good faith.
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### Author:  [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)
#### Post date: [April 10, 2026, 2:03am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/10 "2026-04-10T02:03:05Z")
My thought process is that these new conditions do not change the reason for the LTD so are they relevant to the insurer
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### Author:  [@anonymous1](https://forum.resolutelegal.ca/u/anonymous1)
#### Post date: [April 10, 2026, 12:14pm UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/11 "2026-04-10T12:14:18Z")
Doesn’t matter. If it’s a change in your medical condition you need to inform them. Unfortunately the rest is grey. Does a cold count? What about the flu? Losing a leg? That’s up to a judge and/or jury if it becomes litigated as both parties are responsible to each other to act in good faith.
I tell my insurer almost everything to the point I think my case manager finds me annoying. Better safe than sorry.
I ask myself if what I tell is relevant or even remotely relevant. Would a judge/jury care? If the answer is “maybe even yes”, then I share it.
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### Author:  [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)
#### Post date: [April 10, 2026, 5:57pm UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/12 "2026-04-10T17:57:52Z")
I don’t even have a case manager anymore. I’ve been on LTD for so long that I’m on maintenance now
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### Author:  [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)
#### Post date: [April 12, 2026, 4:53am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/13 "2026-04-12T04:53:14Z")
Sent to insurer today.
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### Author:  [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)
#### Post date: [May 5, 2026, 5:41am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/14 "2026-05-05T05:41:37Z")
And now I’m being asked for everything in my medical file.
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### Author:  [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)
#### Post date: [June 7, 2026, 5:15am UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/15 "2026-06-07T05:15:03Z")
Update. After many tries, I finally talked to a sane woman at the company in claims. They thought that it was weird to be asking anything about unrelated stuff and fixed it for me. Followed up by email 💕
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### Author:  [@Caro](https://forum.resolutelegal.ca/u/Caro)
#### Post date: [June 7, 2026, 5:18pm UTC](https://forum.resolutelegal.ca/t/additional-diagnosis-unrelated-to-leave/5464/16 "2026-06-07T17:18:59Z")
Hooray for the bureaucratic heroes