# Uncategorized **URL:** https://forum.resolutelegal.ca/c/uncategorized/1.md [Latest](https://forum.resolutelegal.ca/latest.md) · [Categories](https://forum.resolutelegal.ca/categories.md) --- ## [Welcome to the Disability Claim Forum](https://forum.resolutelegal.ca/t/welcome-to-the-disability-claim-forum/8)
**Author:** [@system](https://forum.resolutelegal.ca/u/system)\ **Replies:** 0\ **Last updated:** [February 7, 2017, 2:02pm UTC](https://forum.resolutelegal.ca/t/welcome-to-the-disability-claim-forum/8 "2017-02-07T14:02:03Z")
Thanks for taking the time to join our community. This forum is meant to serve as a resource for anyone applying for short or long-term disability payments in Canada . You may post any legal questions you have here and o… --- ## [LTD case being mishandled, considering legal action](https://forum.resolutelegal.ca/t/ltd-case-being-mishandled-considering-legal-action/5673)
**Author:** [@SusanH](https://forum.resolutelegal.ca/u/SusanH)\ **Replies:** 2\ **Last updated:** [October 5, 2026, 12:56am UTC](https://forum.resolutelegal.ca/t/ltd-case-being-mishandled-considering-legal-action/5673 "2026-10-05T00:56:50Z")
Hello everyone, I’ve posted in the past and sad to say the stress of dealing with LTD has gotten worse and not better. I am at the end of my rope and finally considering taking legal action. I have received my internal … --- ## [CPP petition- asking for protections to be restored](https://forum.resolutelegal.ca/t/cpp-petition-asking-for-protections-to-be-restored/5653)
**Author:** [@wanderingspirit](https://forum.resolutelegal.ca/u/wanderingspirit)\ **Replies:** 6\ **Last updated:** [October 4, 2026, 2:18pm UTC](https://forum.resolutelegal.ca/t/cpp-petition-asking-for-protections-to-be-restored/5653 "2026-10-04T14:18:39Z")
here is a petition if anyone is interesting in signing. --- ## [LTD vs WSIB case](https://forum.resolutelegal.ca/t/ltd-vs-wsib-case/5676)
**Author:** [@glog88](https://forum.resolutelegal.ca/u/glog88)\ **Replies:** 1\ **Last updated:** [October 2, 2026, 12:38pm UTC](https://forum.resolutelegal.ca/t/ltd-vs-wsib-case/5676 "2026-10-02T12:38:16Z")
Is there any benefit to obtaining WSIB over LTD? I’m currently on LTD and was going to appeal my WSIB but if approved and after I pay back LTD I calculated that I would still owe the lawyer a significant amount. He said… --- ## [Long-Term LTD Claim, CPPD Approved — Now Possible Functional Assessment](https://forum.resolutelegal.ca/t/long-term-ltd-claim-cppd-approved-now-possible-functional-assessment/5644)
**Author:** [@Jon](https://forum.resolutelegal.ca/u/Jon)\ **Replies:** 12\ **Last updated:** [September 29, 2026, 10:27pm UTC](https://forum.resolutelegal.ca/t/long-term-ltd-claim-cppd-approved-now-possible-functional-assessment/5644 "2026-09-29T22:27:48Z")
Looking for some opinions from people familiar with LTD/CPPD and the transition to an “any occupation” definition. I’ve been on LTD for several years due to a post-viral condition involving ongoing central dizziness, co… --- ## [How to cope with being disabled?](https://forum.resolutelegal.ca/t/how-to-cope-with-being-disabled/5659)
**Author:** [@Ouchie](https://forum.resolutelegal.ca/u/Ouchie)\ **Replies:** 4\ **Last updated:** [September 21, 2026, 6:56pm UTC](https://forum.resolutelegal.ca/t/how-to-cope-with-being-disabled/5659 "2026-09-21T18:56:36Z")
I’ve been approved for LTD just recently. Hooray. But I feel horribly Empty and without purpose I was a workaholic and super ambitious from high school to university and corporate job. Now I can’t even get up some days. … --- ## [LTD Transition to any occupation but confused](https://forum.resolutelegal.ca/t/ltd-transition-to-any-occupation-but-confused/5660)
**Author:** [@Ak16](https://forum.resolutelegal.ca/u/Ak16)\ **Replies:** 3\ **Last updated:** [September 21, 2026, 6:31pm UTC](https://forum.resolutelegal.ca/t/ltd-transition-to-any-occupation-but-confused/5660 "2026-09-21T18:31:20Z")
I have my insurer recently sent me this letter that I have been transferred to LTD any occupation but not mentioned till age 65 but only vague statement at this time, I have been approved for CPP disability but what you … --- ## [Petition e-7573 (Social affairs and equality)](https://forum.resolutelegal.ca/t/petition-e-7573-social-affairs-and-equality/5622)
**Author:** [@wanderingspirit](https://forum.resolutelegal.ca/u/wanderingspirit)\ **Replies:** 17\ **Last updated:** [September 3, 2026, 7:24pm UTC](https://forum.resolutelegal.ca/t/petition-e-7573-social-affairs-and-equality/5622 "2026-09-03T19:24:00Z")
This petition is related to issues facing disabed Canadians involving age cut off and may have interest to some members. Whereas: Canadians with disabilities face systemic poverty and higher living costs that do not d… --- ## [Employer backdating my leave records](https://forum.resolutelegal.ca/t/employer-backdating-my-leave-records/5641)
**Author:** [@Shelby\_K](https://forum.resolutelegal.ca/u/Shelby_K)\ **Replies:** 0\ **Last updated:** [September 1, 2026, 2:30am UTC](https://forum.resolutelegal.ca/t/employer-backdating-my-leave-records/5641 "2026-09-01T02:30:48Z")
I currently have an active human rights complaint ( accepted and handling it on my own) yesterday I went on to check my something thru their online Portal and I discovered that my employer had backdated multiple leave en… --- ## [CPP interested in debate](https://forum.resolutelegal.ca/t/cpp-interested-in-debate/5616)
**Author:** [@wanderingspirit](https://forum.resolutelegal.ca/u/wanderingspirit)\ **Replies:** 14\ **Last updated:** [August 13, 2026, 1:24pm UTC](https://forum.resolutelegal.ca/t/cpp-interested-in-debate/5616 "2026-08-13T13:24:00Z")
This the text from CPP section 65(3) (3) Despite subsections (1) and (1.1), if an administrator of a disability income program who is approved by the Minister makes a payment under that program to a person for a month or… --- ## [Human Trafficking Survivor: Prospective LTD Settlement?](https://forum.resolutelegal.ca/t/human-trafficking-survivor-prospective-ltd-settlement/5628)
**Author:** [@Saris](https://forum.resolutelegal.ca/u/Saris)\ **Replies:** 0\ **Last updated:** [July 22, 2026, 11:28pm UTC](https://forum.resolutelegal.ca/t/human-trafficking-survivor-prospective-ltd-settlement/5628 "2026-07-22T23:28:42Z")
Hi Resolute, I have been on disability 10-20 times often for years at a time, for more than half my 15+ year career as a fellow actuary. I have a previous diagnosis of Type 1 Bipolar now Schizoaffective (Bipolar Type) … --- ## [Threat of cut-off during active MAID assessment](https://forum.resolutelegal.ca/t/threat-of-cut-off-during-active-maid-assessment/5611)
**Author:** [@sunflower](https://forum.resolutelegal.ca/u/sunflower)\ **Replies:** 3\ **Last updated:** [July 12, 2026, 2:04am UTC](https://forum.resolutelegal.ca/t/threat-of-cut-off-during-active-maid-assessment/5611 "2026-07-12T02:04:00Z")
My GP abruptly fired me during an active MAID assessment (track 2), then misled Canada Life claiming I “withdrew consent” for him to send my records, omitting that he terminated me (yes, there are 2 college compaints abo… --- ## [LTD benefits from second afternoon job](https://forum.resolutelegal.ca/t/ltd-benefits-from-second-afternoon-job/5600)
**Author:** [@Xena1](https://forum.resolutelegal.ca/u/Xena1)\ **Replies:** 2\ **Last updated:** [June 16, 2026, 2:11pm UTC](https://forum.resolutelegal.ca/t/ltd-benefits-from-second-afternoon-job/5600 "2026-06-16T14:11:12Z")
I am currently on long-term disability (LTD) from both of my jobs due to cancer treatment. I’m planning to return to work part-time, starting with my morning job, and see how it goes. I know I won’t be able to do my afte… --- ## [Case Manager did not approve the full length of my illness stated by my doctors](https://forum.resolutelegal.ca/t/case-manager-did-not-approve-the-full-length-of-my-illness-stated-by-my-doctors/5598)
**Author:** [@DrEFK](https://forum.resolutelegal.ca/u/DrEFK)\ **Replies:** 0\ **Last updated:** [June 13, 2026, 9:28pm UTC](https://forum.resolutelegal.ca/t/case-manager-did-not-approve-the-full-length-of-my-illness-stated-by-my-doctors/5598 "2026-06-13T21:28:01Z")
After accepting a package for retirement, I got sick one month before my last my planned last day of work (April 30th). I submitted a short term disability claim which was denied. I appealed and provided medical supporti… --- ## [EI deductions from LTD](https://forum.resolutelegal.ca/t/ei-deductions-from-ltd/5524)
**Author:** [@QueenT](https://forum.resolutelegal.ca/u/QueenT)\ **Replies:** 0\ **Last updated:** [May 26, 2026, 10:22pm UTC](https://forum.resolutelegal.ca/t/ei-deductions-from-ltd/5524 "2026-05-26T22:22:44Z")
Hi, Was wondering if anyone else has EI taken out of their LTD benefits? I have been ill and off on LTD for over 14 years except when I attempted to go back to work and ultimately failed back in 2016. Yet they always t… --- ## [CPPD Tax questions](https://forum.resolutelegal.ca/t/cppd-tax-questions/5492)
**Author:** [@PaulG](https://forum.resolutelegal.ca/u/PaulG)\ **Replies:** 3\ **Last updated:** [May 25, 2026, 4:54pm UTC](https://forum.resolutelegal.ca/t/cppd-tax-questions/5492 "2026-05-25T16:54:38Z")
Hello folks.This is my first full year getting cppd benefits.Can anyone provide me with some information regarding how much tax is deducted? I figured where my income is so low(22K) that i would pay minimal tax,however … --- ## [A COD denial - Next steps?](https://forum.resolutelegal.ca/t/a-cod-denial-next-steps/5515)
**Author:** [@SusanH](https://forum.resolutelegal.ca/u/SusanH)\ **Replies:** 3\ **Last updated:** [May 23, 2026, 12:09am UTC](https://forum.resolutelegal.ca/t/a-cod-denial-next-steps/5515 "2026-05-23T00:09:45Z")
Hello again, I am so grateful to have found this forum and the responses from people so far :heart: I made a previous post before the current news, and I’m left looking for more advice. My LTD with Sunlife is approved u… --- ## [Rogers customers please read (discounts for persons with disabilities)](https://forum.resolutelegal.ca/t/rogers-customers-please-read-discounts-for-persons-with-disabilities/3566)
**Author:** [@NILI](https://forum.resolutelegal.ca/u/NILI)\ **Replies:** 15\ **Last updated:** [May 14, 2026, 4:41am UTC](https://forum.resolutelegal.ca/t/rogers-customers-please-read-discounts-for-persons-with-disabilities/3566 "2026-05-14T04:41:14Z")
A few days ago, someone on this forum wrote that he had found out that Telus had a discount offer for persons with disabilities. I was disappointed to learn that it was only being offered in B.C. and Alberta. Being a Rog… --- ## [OT and Rehabilitation Assessments](https://forum.resolutelegal.ca/t/ot-and-rehabilitation-assessments/5508)
**Author:** [@SusanH](https://forum.resolutelegal.ca/u/SusanH)\ **Replies:** 5\ **Last updated:** [May 11, 2026, 11:21pm UTC](https://forum.resolutelegal.ca/t/ot-and-rehabilitation-assessments/5508 "2026-05-11T23:21:35Z")
Hello, first I want to thank the people involved in this forum, I have been looking for a resource/support like this for so long time now and am only just coming across it, I could honestly cry. Some background: Off o… --- ## [Legal representation prior to claim cutoff](https://forum.resolutelegal.ca/t/legal-representation-prior-to-claim-cutoff/5511)
**Author:** [@anonymous1](https://forum.resolutelegal.ca/u/anonymous1)\ **Replies:** 0\ **Last updated:** [May 8, 2026, 1:14pm UTC](https://forum.resolutelegal.ca/t/legal-representation-prior-to-claim-cutoff/5511 "2026-05-08T13:14:50Z")
The last few threads on this forum have made me seriously think about retaining counsel even though I’m still presently under own occ. As I understand it, the LTD contract is between the claimant and the insurer and I h… --- ## [CPP-D payment dates on Service Canada](https://forum.resolutelegal.ca/t/cpp-d-payment-dates-on-service-canada/5506)
**Author:** [@anonymous1](https://forum.resolutelegal.ca/u/anonymous1)\ **Replies:** 5\ **Last updated:** [May 6, 2026, 9:59pm UTC](https://forum.resolutelegal.ca/t/cpp-d-payment-dates-on-service-canada/5506 "2026-05-06T21:59:27Z")
I seem to have noticed CPP-D payment dates are scheduled at the end of the month (Something like the last 3 business days of the month), but I do note in the first week or whatever in the Service Canada portal the govern… --- ## [Telus internet for $9.99 for disabled people (Only in BC, AB or where Telus is available)](https://forum.resolutelegal.ca/t/telus-internet-for-9-99-for-disabled-people-only-in-bc-ab-or-where-telus-is-available/3562)
**Author:** [@Adam](https://forum.resolutelegal.ca/u/Adam)\ **Replies:** 9\ **Last updated:** [May 6, 2026, 5:31am UTC](https://forum.resolutelegal.ca/t/telus-internet-for-9-99-for-disabled-people-only-in-bc-ab-or-where-telus-is-available/3562 "2026-05-06T05:31:22Z")
I just wanted to tell everyone here that I found out the other day Telus offers $9.99 internet (25mbps / unlimited data) for people who are on provincial or federal disability. To qualify you need to have one of the foll… --- ## [Insurer taking advantage of no family doctor forcing me to see their phsychiatrist](https://forum.resolutelegal.ca/t/insurer-taking-advantage-of-no-family-doctor-forcing-me-to-see-their-phsychiatrist/5470)
**Author:** [@STH](https://forum.resolutelegal.ca/u/STH)\ **Replies:** 6\ **Last updated:** [April 29, 2026, 8:17pm UTC](https://forum.resolutelegal.ca/t/insurer-taking-advantage-of-no-family-doctor-forcing-me-to-see-their-phsychiatrist/5470 "2026-04-29T20:17:56Z")
Hello, I am new to this site. I am currently on STD from my employer due to workplace sexual harassment, reprisal and a poisoned work environment. This is my second time off work for this issue, and I have an active HRTO… --- ## [Don't miss out! Why Long-Tenured Workers should look at EI Pilot Project 24](https://forum.resolutelegal.ca/t/dont-miss-out-why-long-tenured-workers-should-look-at-ei-pilot-project-24/5499)
**Author:** [@allyoops](https://forum.resolutelegal.ca/u/allyoops)\ **Replies:** 4\ **Last updated:** [April 29, 2026, 8:13pm UTC](https://forum.resolutelegal.ca/t/dont-miss-out-why-long-tenured-workers-should-look-at-ei-pilot-project-24/5499 "2026-04-29T20:13:58Z")
The EI “Safety Net” – Why you shouldn’t wait to apply (even if you’re on LTD) f you are a long-term employee (10+ years) and you’ve been terminated while on disability, you need to know about the current “Safety Net” ru… --- ## [LTD "Update form" questions - new super detailed forms](https://forum.resolutelegal.ca/t/ltd-update-form-questions-new-super-detailed-forms/5501)
**Author:** [@Sekhmet](https://forum.resolutelegal.ca/u/Sekhmet)\ **Replies:** 7\ **Last updated:** [April 28, 2026, 5:20pm UTC](https://forum.resolutelegal.ca/t/ltd-update-form-questions-new-super-detailed-forms/5501 "2026-04-28T17:20:08Z")
I’ve been on LTD with Industrial Alliance since 2010. I’m nearing the end of my claim (age 65, I’m 61). Every year they’ve sent a simple 2 page update form with general health and treatment questions. I fill out my porti… --- ## [Looking for legal help in Alberta for judical review](https://forum.resolutelegal.ca/t/looking-for-legal-help-in-alberta-for-judical-review/5264)
**Author:** [@Donnaviolet](https://forum.resolutelegal.ca/u/Donnaviolet)\ **Replies:** 4\ **Last updated:** [April 25, 2026, 1:56pm UTC](https://forum.resolutelegal.ca/t/looking-for-legal-help-in-alberta-for-judical-review/5264 "2026-04-25T13:56:36Z")
I’m in a revolving door of bad faith . WCB does not impliment thier decisions or the AC decisions for acceptance of permanent disability to provide compensation for loss of earnings and unresolved injuries. Forcing … --- ## [IME or TSA first?](https://forum.resolutelegal.ca/t/ime-or-tsa-first/5493)
**Author:** [@anonymous1](https://forum.resolutelegal.ca/u/anonymous1)\ **Replies:** 6\ **Last updated:** [April 24, 2026, 8:31pm UTC](https://forum.resolutelegal.ca/t/ime-or-tsa-first/5493 "2026-04-24T20:31:16Z")
What usually comes first? An independent medical exam or a transferrable skills analysis test? --- ## [The emotional transition to life on LTD](https://forum.resolutelegal.ca/t/the-emotional-transition-to-life-on-ltd/5425)
**Author:** [@anonymous1](https://forum.resolutelegal.ca/u/anonymous1)\ **Replies:** 9\ **Last updated:** [April 21, 2026, 5:51pm UTC](https://forum.resolutelegal.ca/t/the-emotional-transition-to-life-on-ltd/5425 "2026-04-21T17:51:07Z")
Has anyone written about or started a topic on here about the journey going from full time employment to being on disability (long term) while dealing with an insurer? That sudden shift from day to day life with employme… --- ## [Request updated medical with the treatment plan](https://forum.resolutelegal.ca/t/request-updated-medical-with-the-treatment-plan/5465)
**Author:** [@LTD69](https://forum.resolutelegal.ca/u/LTD69)\ **Replies:** 3\ **Last updated:** [April 21, 2026, 5:41pm UTC](https://forum.resolutelegal.ca/t/request-updated-medical-with-the-treatment-plan/5465 "2026-04-21T17:41:25Z")
If an LTD case manager asks for an ‘updated medical with treatment plan’ after an appointment, but doesn’t provide any forms or request documentation, is a written summary from the claimant typically sufficient? What le… --- ## [Canada Disability Benefit - Clawback?](https://forum.resolutelegal.ca/t/canada-disability-benefit-clawback/5473)
**Author:** [@bio29](https://forum.resolutelegal.ca/u/bio29)\ **Replies:** 1\ **Last updated:** [April 8, 2026, 9:05pm UTC](https://forum.resolutelegal.ca/t/canada-disability-benefit-clawback/5473 "2026-04-08T21:05:54Z")
Has anyone on permanent LTD claimed the CDB yet for their annual update form? It’s been nearly a year now, surely someone has declared it as income so just curious if they will claw back the amount or not? [Next page](https://forum.resolutelegal.ca/c/uncategorized/1.md?page=1)