# General Discussion **URL:** https://forum.resolutelegal.ca/c/general-discussion/6.md?page=1 [Latest](https://forum.resolutelegal.ca/latest.md) · [Categories](https://forum.resolutelegal.ca/categories.md) **Page:** 2 --- ## [Change of province while on insurer LTD, ok not ok?](https://forum.resolutelegal.ca/t/change-of-province-while-on-insurer-ltd-ok-not-ok/4447)
**Author:** [@Jackie](https://forum.resolutelegal.ca/u/Jackie)\ **Replies:** 5\ **Last updated:** [July 3, 2024, 1:35pm UTC](https://forum.resolutelegal.ca/t/change-of-province-while-on-insurer-ltd-ok-not-ok/4447 "2024-07-03T13:35:41Z")
Hi everyone, I receive LTD benefits from an insurance co via employer and CPP-D. My support network is in another prov. I need their help. What would a move to another prov do to my benefits coming from the insurer? Do… --- ## [Eligible medical expenses & non-taxable LTD income](https://forum.resolutelegal.ca/t/eligible-medical-expenses-non-taxable-ltd-income/4365)
**Author:** [@cjames](https://forum.resolutelegal.ca/u/cjames)\ **Replies:** 17\ **Last updated:** [June 7, 2024, 9:37am UTC](https://forum.resolutelegal.ca/t/eligible-medical-expenses-non-taxable-ltd-income/4365 "2024-06-07T09:37:00Z")
Hello, I am new to this forum and grateful to have found you. Hoping someone might be able to answer my questions around medical expenses for tax purposes: I’ve been on LTD for 2 years now and the income is not taxable… --- ## [Changing provinces](https://forum.resolutelegal.ca/t/changing-provinces/4364)
**Author:** [@mrshastri](https://forum.resolutelegal.ca/u/mrshastri)\ **Replies:** 2\ **Last updated:** [May 6, 2024, 8:05am UTC](https://forum.resolutelegal.ca/t/changing-provinces/4364 "2024-05-06T08:05:15Z")
Thinking of moving to Ontario and living in the GTA. I have many relatives there. Support system will be better. How difficult is it to find a good doctor and psychologist? Thank you! --- ## [Been off with Long Covid](https://forum.resolutelegal.ca/t/been-off-with-long-covid/4302)
**Author:** [@Jon](https://forum.resolutelegal.ca/u/Jon)\ **Replies:** 6\ **Last updated:** [April 4, 2024, 5:23am UTC](https://forum.resolutelegal.ca/t/been-off-with-long-covid/4302 "2024-04-04T05:23:51Z")
Hello , I need some advice I been on LTD for 17 months now and yesterday I was at my doctors and he said I should try modifed work in a bit , but I know im not ready for any type of work and now my anxiety level is way u… --- ## [Voc rehab/stepping down/possible termination](https://forum.resolutelegal.ca/t/voc-rehab-stepping-down-possible-termination/4286)
**Author:** [@exhausted](https://forum.resolutelegal.ca/u/exhausted)\ **Replies:** 7\ **Last updated:** [March 21, 2024, 3:17am UTC](https://forum.resolutelegal.ca/t/voc-rehab-stepping-down-possible-termination/4286 "2024-03-21T03:17:20Z")
I would appreciate any thoughts on this. In my collective agreement it says if I accept any employment while on approved leave my employment is terminated. I’m on workers comp and I heard that my employer not able to acc… --- ## [Does CPPD continue if LTD is denied?](https://forum.resolutelegal.ca/t/does-cppd-continue-if-ltd-is-denied/4218)
**Author:** [@Saoy](https://forum.resolutelegal.ca/u/Saoy)\ **Replies:** 13\ **Last updated:** [January 22, 2024, 4:06pm UTC](https://forum.resolutelegal.ca/t/does-cppd-continue-if-ltd-is-denied/4218 "2024-01-22T16:06:20Z")
Hi, Ive been on ltd since 2020 and have been approved for cppd. I had a long form to fill out for ltd insurance company with activities and health updates for them to decide if ltd should continue. Could the following… --- ## [Frustration of employment](https://forum.resolutelegal.ca/t/frustration-of-employment/4151)
**Author:** [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)\ **Replies:** 12\ **Last updated:** [January 17, 2024, 6:59pm UTC](https://forum.resolutelegal.ca/t/frustration-of-employment/4151 "2024-01-17T18:59:01Z")
I got the letter finally… 7 years on LTD and they’re ending my employment Eff Nov 15,2023. I will continue benefits until Nov 2024 but otherwise, I’m getting a severence pkg. Im interested in how they calculate the amo… --- ## [CPTSD recognition in Canada on DMCL5](https://forum.resolutelegal.ca/t/cptsd-recognition-in-canada-on-dmcl5/4018)
**Author:** [@ShakinN0tstirr3d](https://forum.resolutelegal.ca/u/ShakinN0tstirr3d)\ **Replies:** 5\ **Last updated:** [January 11, 2024, 7:20pm UTC](https://forum.resolutelegal.ca/t/cptsd-recognition-in-canada-on-dmcl5/4018 "2024-01-11T19:20:21Z")
Hi I’m new here(ShakinN0tstirr3d), I looked online and on this forum and cannot find why CPTSD is not/not be recognized on the DSM5- I think that’s the proper label? Or in Canada? All I found was there no proof of Nels… --- ## [New to disability](https://forum.resolutelegal.ca/t/new-to-disability/4200)
**Author:** [@Kell](https://forum.resolutelegal.ca/u/Kell)\ **Replies:** 2\ **Last updated:** [January 2, 2024, 5:31pm UTC](https://forum.resolutelegal.ca/t/new-to-disability/4200 "2024-01-02T17:31:43Z")
I’m Kelly and I was a welder that works for myself. I have had Tom bad knees forever and had MCL surgery and somehow suffered nerve damage during recovery. It happened 4y ago and have now accepted the fact that I won’t b… --- ## [What to expect?](https://forum.resolutelegal.ca/t/what-to-expect/4188)
**Author:** [@lottie](https://forum.resolutelegal.ca/u/lottie)\ **Replies:** 4\ **Last updated:** [December 15, 2023, 12:56am UTC](https://forum.resolutelegal.ca/t/what-to-expect/4188 "2023-12-15T00:56:36Z")
I will turn 65 in July 2024. Right now I am on LTD ( for 4 years) and started to receive a CPPD almost 18 month ago. I am also approved for disability tax return. I haven’t hear from my employer (school board) since I we… --- ## [Converting old work RPP into LIRA](https://forum.resolutelegal.ca/t/converting-old-work-rpp-into-lira/4182)
**Author:** [@WorryAboutTheFuture](https://forum.resolutelegal.ca/u/WorryAboutTheFuture)\ **Replies:** 1\ **Last updated:** [December 7, 2023, 8:47pm UTC](https://forum.resolutelegal.ca/t/converting-old-work-rpp-into-lira/4182 "2023-12-07T20:47:11Z")
Good morning all, I have an old work RPP (Canada Life) through my “current” employer, that is big enough that I rather convert it into an LIRA so I can save on the relatively high MER (fees). Basically the plan is locke… --- ## [Employment and Disability](https://forum.resolutelegal.ca/t/employment-and-disability/666)
**Author:** [@Elaine](https://forum.resolutelegal.ca/u/Elaine)\ **Replies:** 10\ **Last updated:** [November 3, 2023, 3:02am UTC](https://forum.resolutelegal.ca/t/employment-and-disability/666 "2023-11-03T03:02:42Z")
I thought we can have a whole topic on employment. There are a lot of questions about employment on this forum from those who are on some type of disability (LTD, CPP-D, Worker’s Compensation, etc). It is not easy for p… --- ## [Disability and Financial Planning](https://forum.resolutelegal.ca/t/disability-and-financial-planning/3364)
**Author:** [@gracefulgrateful](https://forum.resolutelegal.ca/u/gracefulgrateful)\ **Replies:** 5\ **Last updated:** [October 25, 2023, 6:39pm UTC](https://forum.resolutelegal.ca/t/disability-and-financial-planning/3364 "2023-10-25T18:39:01Z")
New member here! Wow, I wish I had found this forum and Resolute resources earlier in my journey. I have survived claims with employer, Insurance company, and ODSP and CPP application processes. I’m really grateful to b… --- ## [Canadian Disability Benefit](https://forum.resolutelegal.ca/t/canadian-disability-benefit/3962)
**Author:** [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)\ **Replies:** 9\ **Last updated:** [June 24, 2023, 2:07pm UTC](https://forum.resolutelegal.ca/t/canadian-disability-benefit/3962 "2023-06-24T14:07:07Z")
I see that Bill C22 passed. How does this affect (if at all) those of us getting LTD and Cppd? --- ## [BWRT BrainWorking Recursive Therapy](https://forum.resolutelegal.ca/t/bwrt-brainworking-recursive-therapy/4036)
**Author:** [@sean](https://forum.resolutelegal.ca/u/sean)\ **Replies:** 5\ **Last updated:** [May 27, 2023, 2:34am UTC](https://forum.resolutelegal.ca/t/bwrt-brainworking-recursive-therapy/4036 "2023-05-27T02:34:21Z")
Hey there everyone Has anyone ever heard of or had any experience with BWRT? BrainWorking Recursive Therapy? Thanks --- ## [Company is delaying return to work](https://forum.resolutelegal.ca/t/company-is-delaying-return-to-work/4041)
**Author:** [@Steve](https://forum.resolutelegal.ca/u/Steve)\ **Replies:** 3\ **Last updated:** [May 26, 2023, 12:39pm UTC](https://forum.resolutelegal.ca/t/company-is-delaying-return-to-work/4041 "2023-05-26T12:39:02Z")
Long story, short… Wife was on LTD for 6 years. CPP only for the last year. She has been cleared by doctor to return to her government desk job. Its been 4+ months and HR is saying they still don’t have an available … --- ## [Service Canada payment made to LTDI - Tax time headache](https://forum.resolutelegal.ca/t/service-canada-payment-made-to-ltdi-tax-time-headache/3972)
**Author:** [@Canuck](https://forum.resolutelegal.ca/u/Canuck)\ **Replies:** 9\ **Last updated:** [March 21, 2023, 11:47am UTC](https://forum.resolutelegal.ca/t/service-canada-payment-made-to-ltdi-tax-time-headache/3972 "2023-03-21T11:47:04Z")
Hi Folks, I looked for answer to this question but couldn’t find anything apologize in advance if I overlooked it. In my scenario my LTDI is taxed and I had asked SC to pay my LTDI plan directly any payment that I owed… --- ## [HR dept suddenly reached out](https://forum.resolutelegal.ca/t/hr-dept-suddenly-reached-out/3754)
**Author:** [@HereFishie](https://forum.resolutelegal.ca/u/HereFishie)\ **Replies:** 11\ **Last updated:** [March 3, 2023, 6:40am UTC](https://forum.resolutelegal.ca/t/hr-dept-suddenly-reached-out/3754 "2023-03-03T06:40:11Z")
So after nearly 6 years on LTD and CPP-D I got a call from the HR dept of my employer asking my status for return to work. I nearly had a panic attack in that moment and let her know my Dr had just said he didn’t expect… --- ## [New comer with disability](https://forum.resolutelegal.ca/t/new-comer-with-disability/3976)
**Author:** [@Msarkis](https://forum.resolutelegal.ca/u/Msarkis)\ **Replies:** 11\ **Last updated:** [February 25, 2023, 10:08pm UTC](https://forum.resolutelegal.ca/t/new-comer-with-disability/3976 "2023-02-25T22:08:06Z")
Hello, Asking on behalf, if a new comer (never worked in canada) has a long term disability since birth (mental) intellectual disability, is he entitled to some sort of financial aid if he can’t work (such as cpp-d) ? A… --- ## [Do you have to use disability insurance rehab program?](https://forum.resolutelegal.ca/t/do-you-have-to-use-disability-insurance-rehab-program/3945)
**Author:** [@Sommer](https://forum.resolutelegal.ca/u/Sommer)\ **Replies:** 5\ **Last updated:** [February 2, 2023, 1:31pm UTC](https://forum.resolutelegal.ca/t/do-you-have-to-use-disability-insurance-rehab-program/3945 "2023-02-02T13:31:16Z")
Hi, I am on long-term disability and the doctor filling out forms for me said there is an option to use the Canada life rehab program and she is going to recommend it. Do I need to do this if I already have my own rehab … --- ## [WSIB Survivor Benefit](https://forum.resolutelegal.ca/t/wsib-survivor-benefit/3932)
**Author:** [@sean](https://forum.resolutelegal.ca/u/sean)\ **Replies:** 4\ **Last updated:** [January 5, 2023, 3:21pm UTC](https://forum.resolutelegal.ca/t/wsib-survivor-benefit/3932 "2023-01-05T15:21:50Z")
Hey everyone A friend of mine is receiving LTD benefits, under the two year mark. She is receiving Survivor Benefit through WSIB. Should the survivor benefit be deducted from the LTD payment? The benefit is made out to … --- ## [Merry Christmas](https://forum.resolutelegal.ca/t/merry-christmas/3929)
**Author:** [@Adam](https://forum.resolutelegal.ca/u/Adam)\ **Replies:** 12\ **Last updated:** [January 2, 2023, 5:01am UTC](https://forum.resolutelegal.ca/t/merry-christmas/3929 "2023-01-02T05:01:14Z")
Just thought I would say Merry Christmas to everyone on here. This has been a hard year for a lot of people I know, including myself. I know it has especially hit those of us on “fixed” incomes hardest because of the inc… --- ## [Bullying and depression](https://forum.resolutelegal.ca/t/bullying-and-depression/823)
**Author:** [@User2345](https://forum.resolutelegal.ca/u/User2345)\ **Replies:** 5\ **Last updated:** [December 16, 2022, 7:17pm UTC](https://forum.resolutelegal.ca/t/bullying-and-depression/823 "2022-12-16T19:17:16Z")
I’ve been working for my employer for many years and have been bullied by my coworkers and the boss. I complained to HR with several years of this documentation and no follow up has occurred and subsequently the stress h… --- ## [Applying for Mortgage based on LTD Payments](https://forum.resolutelegal.ca/t/applying-for-mortgage-based-on-ltd-payments/3847)
**Author:** [@andrew124399](https://forum.resolutelegal.ca/u/andrew124399)\ **Replies:** 3\ **Last updated:** [November 18, 2022, 5:36pm UTC](https://forum.resolutelegal.ca/t/applying-for-mortgage-based-on-ltd-payments/3847 "2022-11-18T17:36:13Z")
I am planning to apply for mortgage based on my LTD payment. My question is that does bank contact the insurance company for any verifications? Can it raise any red flags? Please advise --- ## [Notice of entitlement GST bonus](https://forum.resolutelegal.ca/t/notice-of-entitlement-gst-bonus/3889)
**Author:** [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Replies:** 1\ **Last updated:** [November 3, 2022, 8:11pm UTC](https://forum.resolutelegal.ca/t/notice-of-entitlement-gst-bonus/3889 "2022-11-03T20:11:31Z")
Is there a notice of entitlement for the GST bonus? --- ## [PWD- Reporting employer RRSP contributions?](https://forum.resolutelegal.ca/t/pwd-reporting-employer-rrsp-contributions/3687)
**Author:** [@Anu001](https://forum.resolutelegal.ca/u/Anu001)\ **Replies:** 3\ **Last updated:** [September 18, 2022, 7:31pm UTC](https://forum.resolutelegal.ca/t/pwd-reporting-employer-rrsp-contributions/3687 "2022-09-18T19:31:58Z")
On disability assistance through the BC ministry. I have a redeemable RRSP through my employer. As it states on their website: Redeemable RRSPs – Unless an RRSP is locked-in pursuant to BC’s Pension Benefits Standards A… --- ## [Is Hair washing claimable off you have the DTC?](https://forum.resolutelegal.ca/t/is-hair-washing-claimable-off-you-have-the-dtc/3801)
**Author:** [@Candice](https://forum.resolutelegal.ca/u/Candice)\ **Replies:** 7\ **Last updated:** [July 11, 2022, 5:58pm UTC](https://forum.resolutelegal.ca/t/is-hair-washing-claimable-off-you-have-the-dtc/3801 "2022-07-11T17:58:36Z")
I have the DTC and due to arthritis I can no longer wash and blow dry my hair. I can’t afford the $50 salons charge (yes even the cheap ones are this much) so I’m hoping there’s a way I can get my hair washed once a week… --- ## [Spouse’s Career might force us to move - very afraid and looking for advice!](https://forum.resolutelegal.ca/t/spouse-s-career-might-force-us-to-move-very-afraid-and-looking-for-advice/3725)
**Author:** [@Rzcma](https://forum.resolutelegal.ca/u/Rzcma)\ **Replies:** 2\ **Last updated:** [April 19, 2022, 4:24am UTC](https://forum.resolutelegal.ca/t/spouse-s-career-might-force-us-to-move-very-afraid-and-looking-for-advice/3725 "2022-04-19T04:24:02Z")
Hello! My spouse got in to a new field that will force us to move wherever they need us for years at a time postings. We were initially under the impression we would have a good case for being accommodated to be able to… --- ## [Estimated Monthly CPP Benefits](https://forum.resolutelegal.ca/t/estimated-monthly-cpp-benefits/3690)
**Author:** [@jammer](https://forum.resolutelegal.ca/u/jammer)\ **Replies:** 5\ **Last updated:** [March 26, 2022, 3:34pm UTC](https://forum.resolutelegal.ca/t/estimated-monthly-cpp-benefits/3690 "2022-03-26T15:34:18Z")
ServiceCanada knows my age and therefore the number of years to 65. Is the “Estimated Monthly CPP Benefits” as if I am 65 now or is that the estimate for when I am 65? --- ## [Disability Tax Credit: Any tips?](https://forum.resolutelegal.ca/t/disability-tax-credit-any-tips/3691)
**Author:** [@BRC](https://forum.resolutelegal.ca/u/BRC)\ **Replies:** 2\ **Last updated:** [March 15, 2022, 11:17pm UTC](https://forum.resolutelegal.ca/t/disability-tax-credit-any-tips/3691 "2022-03-15T23:17:41Z")
I am wondering if anyone has any tips for a person with Mental Health issues when applying for the tax credit? I applied once before but didn’t get it (this was years ago) apparently I worded some things poorly (I didn’… [Previous page](https://forum.resolutelegal.ca/c/general-discussion/6.md) [Next page](https://forum.resolutelegal.ca/c/general-discussion/6.md?page=2)